Vox pop - Views from the street about the rate cut

LONDON (Reuters) - Here are some reactions from people interviewed by Reuters on Thursday after the Bank of England cut interest rates by 1.5 points to 3 percent, their lowest level in more than 50 years.

Maria Mott, 38, works for JP Morgan

"It will affect me if they actually pass it on to the retail market. A lot of people are on fixed-rate mortgages so it's not going to have an immediate effect but I think it restores confidence knowing that there will be some decent deals out there again."

William McCormick, 45, Lawyer

"It won't affect me because I've got an offset mortgage but it's going to help a lot of other people. I think it's really good, totally unexpected but good. A lot of people are going to find that very helpful indeed. I think it's a good strong move."

Ali Chapman, 27, Advertising sales manager

"I'm a saver at the moment rather than a borrower so it's annoying if they pass it on to all the savings accounts, and I feel sorry for my friends with mortgages because I doubt it will be passed on to them as quickly as it should be."

Shaneir Shah, 21, unemployed

"I've just graduated so I'm looking for a job. It hasn't really affected me in any way and it's not going to. It's a pretty good thing I guess -- it gives people a lot more confidence."