Company Profile For China Construction Bank Corporation

China Construction Bank Corporation (the Bank) is a commercial bank. The Bank operates its business through corporate banking business, including corporate deposit, corporate credit loan, asset custody, enterprise annuity, trade financing, international settlement, international financing and value-added services, among others; personal banking business, including personal saving, loan, bank card services, foreign exchange trading and gold trading, among others; capital business, including financial consulting, financial market services and investment banking services, as well as other businesses, including equity investment and overseas business. The Bank operates branches in Hong Kong, Singapore, Frankfort, Johannesburg, Tokyo and Seoul, and representative offices in London, New York and Sydney.

BRIEF: For the nine months ended 30 September 2009, China Construction Bank Corporation's interest income decreased 4% to RMB253.39B. Net interest income after loan loss provision decreased 5% to RMB139.29B. Net income increased 2% to RMB86.12B. Net interest income after LLP reflect increased interest expenses. Net income for the period benefited from the presence of investment income and higher commission income, as well as higher non-operating income.