Company Profile For Shin Kong Financial Holding Co., Ltd.

Shin Kong Financial Holding Co., Ltd is a Taiwan-based company engaged in provision of financial services. The Company operates its businesses through life insurance services, including personal life insurance, personal health insurance, group insurance, injury insurance, annuity insurance, investment insurance and other insurances; commercial banking services, including deposits, loans, bills and bonds trading, credit card services, foreign exchange trading and debit card services, among others; securities business, including broking, underwriting and trading of securities and financial commodities; investment trust services, including investment services, trust fund services and other services, as well as insurance broking, including property insurance, automobile insurance and fire insurance, among others.

BRIEF: For the nine months ended 30 September 2009, Shin Kong Financial Holding Co., Ltd's interest income fell 10% toNT$35.89B. Net interest income after PPL decreased 7% to NT$31.26B. Net loss declined 97% to NT$285.1M. Total interest income reflects a decrease from overall business. Lower net loss benefited from higher premium income, lower cost of insurance products for separate account and the presence of gain on valuation of financial assets at FV.