Company Profile For China Merchants Bank Co., Ltd.

China Merchants Bank Co., Ltd. is a China-based commercial bank. The Bank operates its businesses through personal banking business, including personal savings, personal loans, investment banking, foreign exchange trading, gold trading and bank card services, among others; corporate banking business, including corporate savings, corporate loans, international settlements, trade financing, assets custody, financing leasing services and corporate annuities, among others, as well as online banking services and electronic banking services. As of December 31, 2008, the Bank had 44 branches and 623 sub-branches, one representative, one credit card center, one credit loan center for small companies, as well as 1,567 self-service banks in China.

BRIEF: For the nine months ended 30 September 2009, China Merchants Bank Co.,Ltd's interest income decreased 11% to RMB48.33B. Net income after LLP declined 22% to RMB26.27B. Net earnings for the period decreased 31% to RMB13.08B. Interest income reflects decreased yield from interest earning assets. Net income after LLP also suffered from higher loan loss provision. Net income also suffered from higher selling and administrative expense.