Company Profile For Sumitomo Mitsui Financial Group,Inc.

Sumitomo Mitsui Financial Group, Inc. is a Japan-based financial holding company. It has three segments. The Banking segment offers services, such as deposits, loans, securities transaction, securities investment, domestic and foreign exchange, futures trading, bond fiduciary and registration, trust, security investment trust and insurance over-the-counter sales. The Leasing segment mainly offers leasing services through Sumitomo Mitsui Finance & Leasing Company Limited and Sumitomo Mitsui Auto Service Company Limited, as well as SMBC Leasing and Finance, Inc. overseas. The Others segment is engaged in the credit cards, business consulting, membership business, system development, information processing, money collection, venture capital, investment adviser and financial derivative businesses, among others. In September 2009, Citigroup Inc. completed the sale of Nikko Cordial Securities to Sumitomo Mitsui Financial Group, Inc.'s subsidiary, Sumitomo Mitsui Banking Corporation.

BRIEF: For the six months ended 30 September 2009, Sumitomo Mitsui Financial Group, Inc.'s total interest income decreased 23% to Y858.85B. Net interest income after LLP increased 75% to Y683.16B. Net income increased 59% to Y123.54B. Interest income reflects lower interest on loan. Net interest income after LLP reflects decreased interest on deposits. Net income is offset by the absence of Y13.80B trading losses.