Company Profile For The Bank of Yokohama,Ltd.

The Bank of Yokohama, Ltd. (the Bank) is a Japan-based regional bank. The Bank is engaged in the banking business, as well as the provision of financial services including lease, guarantee affairs and venture capital businesses. The Bank provides services including deposits, credit guarantee, trust business, undertaking of commercial papers, undertaking and sale of various bonds such as government, local and government-backed bonds, as well as marketable securities to individual and corporate clients.

BRIEF: For the six months ended 30 September 2009, The Bank of Yokohama, Ltd.'s interest income decreased 12% to Y101.22B. Net interest income after LLP increased 1% to Y50.35B. Net income decreased 15% to Y12.83B. Net interest income after LLP reflect lower interest on loans and lower other interest income, offset by lower deposit interest expense. Net income is offset by lower other operating income and higher commission & fees expenses.