Company Profile For THE KAGAWA BANK,LTD.

THE KAGAWA BANK, LTD. is a Japan-based regional bank. The Bank operates in three business segments. The Banking segment is involved in the provision of deposit, loan, domestic and foreign exchange services, as well as the government bond, securities investment trust, life insurance and non-life insurance agency business. The Leasing segment provides leasing services. The Others segment is engaged in the development of software, the provision of credit card services and the provision of investment and consultation services for corporations. The Bank has five subsidiaries.

BRIEF: For the three months ended 30 June 2009, THE KAGAWA BANK, LTD.'s interest income fell 5% to Y6.41B. Net interest income after LLP fell 15% to Y4.44B. Net income totaled Y993M, up from Y280M. Net interest income reflects decreased interest income on loans and securities. The Company's net income benefits from increased other operating income as well as decreased other operating expenses.