Company Profile For AFLAC Incorporated

Aflac Incorporated is a general business holding company and acts as a management company, overseeing the operations of its subsidiaries by providing management services and making capital available. Its principal business is supplemental health and life insurance, which is marketed and administered through its subsidiary, American Family Life Assurance Company of Columbus (Aflac), which operates in the United States (Aflac U.S.) and as a branch in Japan (Aflac Japan). Aflac’s insurance business consists of two segments: Aflac Japan and Aflac U.S. Aflac Japan sells cancer plans, general medical indemnity plans, medical/sickness riders, care plans, living benefit life plans, ordinary life insurance plans and annuities. Aflac U.S. sells accident/disability plans, cancer expense plans, short-term disability plans, sickness and hospital indemnity plans, hospital intensive care plans, fixed-benefit dental plans, vision care plans, long-term care plans and life insurance products.

BRIEF: For the nine months ended 30 September 2009, AFLAC Incorporated's revenues increased 11% to $13.66B. Net income increased 18% to $1.25B. Revenues reflect an increase in income from premiums, principally supplemental health insurance, higher net investment income, increase in other income and presence of income from sales and redemptions vs. loss. Net income also reflects a decrease in benefits and claims as a percentage of total revenues.