Company Profile For BNP Paribas S.A.

BNP Paribas SA is a France-based bank group with three core businesses: Retail Banking, Asset Management and Services, and Corporate and Investment Banking. Retail Banking comprises the French retail banking division, BNL Banca Commerciale in Italy, BancWest, retail banking emerging markets, personal finance and equipment solutions. The Asset Management and Services business includes private banking, asset management, online savings and trading, securities services, real estate services and insurance. The Corporate and Investment Banking division operates in advisory and capital markets (corporate finance, equities and fixed income) as well as in financing businesses (specialized and structured finance). BNP Paribas SA also has other activities, including Principal Investments and the subsidiary, Klepierre. In May 2009, BNP Paribas SA approved the transfer by SFPI, a wholly owned Belgian State company, of 54.55% of shares and voting rights of Fortis SA/NV to BNP Paribas SA.

BRIEF: For the nine months ended 30 September 2009, BNP Paribas SA's net banking interest income increased 34% to EUR30.13B. Net interest income after loan loss provision increased 22% to EUR23.66B. Net income increased 2% to EUR4.47B. Net banking interest income reflects increased performance in almost all divisions, mainly in Corporate and Investment Banking. Net income was partially offset by increased general operating expenses.