Company Profile For Hampton Roads Bankshares, Inc.

Hampton Roads Bankshares, Inc. primarily serves as a holding company for the Bank of Hampton Roads (the Bank). The Bank engages in a general community and commercial banking business, emphasizing the needs of individuals, as well as small and medium-sized businesses in its primary service area which include South Hampton Roads, Virginia, the Northeastern, Southeastern and Research Triangle regions of North Carolina, the Eastern Shore of Virginia and Maryland, and Richmond, Virginia. The Bank operates 18 banking offices in the Hampton Roads region of southeastern Virginia, including nine offices in the city of Chesapeake, four offices in each of the cities of Norfolk and Virginia Beach, and one office in the city of Suffolk. On June 1, 2008, the Company acquired Shore Financial Corporation (SFC). On December 31, 2008, Hampton Roads Bankshares Inc. acquired all of the outstanding shares of Gateway Financial Holdings (GFH).

BRIEF: For the nine months ended 30 September 2009, Hampton Roads Bankshares, Inc.'s interest income totaled $114.6M, up from $31.5M. Net interest income after loan loss provision decreased 44% to $9.9M. Net loss applic. to Common totaled $56.6M vs. an income of $4.8M. Net interest income reflects an increase in interest income from loans, partially offset by increased interest expenses on deposits. Net loss was offset by the presence of goodwill impairment charges.