Company Profile For ICICI Bank Limited

ICICI Bank Limited (the Bank) is an India-based banking company engaged in providing a range of banking products and services to corporate and retail customers through a variety of delivery channels. During the fiscal year ended March 31, 2009 (fiscal 2009), the Bank had total assets of Rs. 4,826.9 billion ($94.9 billion). During fiscal 2009, the Bank had a network of Rs. 467.8 billion ($ 9.2 billion). Its segments include Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, Venture fund management and Others. Wholesale banking includes all advances to trusts, partnership firms, companies and statutory bodies, by the Bank which are not included under the Retail Banking segment, as per the Reserve Bank of India guidelines for the Bank. Treasury includes the entire investment portfolio of the Bank, ICICI Eco-net Internet and Technology Fund, ICICI Equity Fund, ICICI Emerging Sectors Fund and ICICI Strategic Investments Fund.

BRIEF: For the six months ended 30 September 2009, ICICI Bank Limited's net interest income decreased 3% to RS292.11B. Net income increased 71% to RS21.80B. Net income reflects decreased interest on loans. Net income also reflects an higher operating margins. The company is engaged in providing a range of banking and financial services, including commercial banking and treasury operations.