Company Profile For Metro Bancorp, Inc.

Metro Bancorp, Inc., formerly Pennsylvania Commerce Bancorp, Inc., serves as the holding company for Commerce Bank/Harrisburg, N.A. (the Bank). The Bank provides a range of retail and commercial banking services for consumers and small- and mid-sized companies. Its lending and investment activities are funded principally by retail deposits gathered through its retail store office network. The Bank offers lending and depository services from its main office in Lemoyne, Pennsylvania, and 32 other full-service stores located in Cumberland, Dauphin, York, Berks, Lancaster and Lebanon Counties, Pennsylvania. As of December 31, 2008, the Company had approximately $1.6 billion in deposits and $1.5 billion in total net loans (including loans held for sale). On November 7, 2008, the Pennsylvania Department of Banking approved the application of Commerce Bank/Harrisburg, N.A. to convert from a national bank charter to a state bank charter.

BRIEF: For the six months ended 30 June 2009, Metro Bancorp, Inc.'s interest income decreased 9% to $50.3M. Net interest income after LLP decreased 11% to $31.5M. Net loss totaled $558K, vs. income $6.7M. Net interest income reflects decreased income from taxable securities offset by lower interest expense on deposits. Net loss reflects the presence of total other than temporary impairment losses and higher telephone charges.