Company Profile For Manulife Financial Corporation

Manulife Financial Corporation (MFC) is a life insurance company and the holding company of The Manufacturers Life Insurance Company (Manufacturers Life). The Company is a global provider of financial protection and wealth management products and services, including individual life insurance, group life and health insurance, long-term care insurance, pension products, annuities and mutual funds. It also provides investment management services with respect to its general fund assets, segregated fund assets, mutual funds, and to institutional customers. It also offers reinsurance services, specializing in life retrocession and property and casualty reinsurance. It operates in four divisions: U.S. Division, Canadian Division, Asia and Japan Division, and Reinsurance Division. In addition, asset management services are provided by its Investment Division, operating as MFC Global Investment Management. In October 2009, the Company acquired Pottruff & Smith Travel Insurance Brokers Inc.

BRIEF: For the nine months ended 30 September 2009, Manulife Financial Corp.'s revenues increased 55% to C$33.14B. Net income applicable to Common shareholder decreased 79% to C$490M. Revenues reflect an increase in premium income. Net income was offset by higher maturity & surrender expense, an increase in annuity payments, a rise in general expenses, higher interest expense, increased premium taxes and a rise in policyholder dividends.