Company Profile For Royal Bank of Scotland Group PLC

The Royal Bank of Scotland Group plc (RBS) is the holding company of a global banking and financial services group. The Company operates in the United Kingdom, the United States, and internationally through its two principal subsidiaries, The Royal Bank of Scotland plc (the Royal Bank) and National Westminster Bank Plc (NatWest). Both the Royal Bank and NatWest are United Kingdom clearing banks. In the United States, RBS’ subsidiary Citizens Financial Group, Inc. (Citizens) operates as a commercial banking company. The Company’s activities are organized into four business divisions: Global Markets (comprising Global Banking & Markets and Global Transaction Services), Regional Markets (comprising UK Retail & Commercial Banking, US Retail & Commercial Banking, Europe & Middle East Retail & Commercial Banking, and Asia Retail & Commercial Banking), RBS Insurance and Group Manufacturing.

BRIEF: For the six months ended 30 June 2009, Royal Bank of Scotland Group Plc's interest income decreased 25% to £18.13B. Net interest income after loan loss provision decreased 98% to £109M. Net loss from continuing operation applicable to Common decreased 8% to £980M. Interest income reflects a decrease in interest from loans, also reflects an increase in loan loss provision. Net income was partially offset by lower depreciation expenses.