Company Profile For Redecard S.A.

Redecard SA is a Brazil-based company that provides credit and debit cards and transaction-related services. The Company’s product line includes credit and debit cards, phone shop services, point of sale (POS) electronic terminals used for electronic transactions, the prepayment of credit card financial transaction settlements, bank check verification services via POS, benefit card and private label cards, among other services. Redecard captures, transmits and processes transactions for merchants through credit cards, such as MasterCard, MasterCard Electronic and Diners Club International, and debit card, including MasterCard Maestro, Maestro and RedeShop. Its main shareholders are Banco Citibank SA, Banco Itaucard SA, Dibens Leasing SA Arrendamento Mercantil and Unibanco Participacoes Societarias SA. As of November 18, 2008, the Company announced a strategic partnership with Cetelem and MasterCard.

BRIEF: For the nine months ended 30 September 2009, Redecard SA's total revenue increased 22% to R$1.76B. Net income for the period increased 22% to R$993.4M. Total revenue reflects an increase in demand for the Company's products and services. Net income reflects an increase in financial income and a decrease in administrative expenses partially offset by increased personnel, marketing and other operating expenses.