Company Profile For Regions Financial Corporation

Regions Financial Corporation (Regions) is a financial holding company that operates throughout the South, Midwest and Texas. The Company provides traditional commercial, retail and mortgage banking services, as well as other financial services in the fields of investment banking, asset management, trust, mutual funds, securities brokerage, insurance and other specialty financing. Regions conducts its banking operations through Regions Bank, an Alabama chartered commercial bank that is a member of the Federal Reserve System. The Company operates in three segments: General Banking/Treasury, Investment Banking, Brokerage and Trust and Insurance. As of December 31, 2008, Regions operated approximately 2,300 automated teller machines (ATMs) and 1,900 banking offices in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, Texas and Virginia.

BRIEF: For the nine months ended 30 September 2009, Regions Financial Corporation's interest income fell 19% to $4.04B. Net interest income after LLP fell 94% to $123M. Net loss from continuing ops. applic. to Common totaled $655M vs. income $633M. Net interest income reflects a decrease in interest income from loans and an increase in provision for loan losses. Net loss reflects an increase in other-than-temporary impairments expenses.