Company Profile For Raiffeisen International Bank-Holding AG

Raiffeisen International Bank-Holding AG is an Austria-based holding company for Raiffeisen Zentralbank Oesterreich AG, an Austrian banking group. The Company acts as the steering unit for the banking and leasing subsidiaries in the Central and Eastern Europe. It operates in four business segments: corporate customers, retail customers, treasury, as well as participations and other. The corporate customers segment comprises services for corporations and mid-market companies from the Central and Eastern Europe (CEE), as well as with companies from other countries that operate in the CEE region. The retail customers business unit includes private individuals and small and medium-sized enterprises. The treasury segment encompasses the treasury’s proprietary trading and investment banking activities. The participations and other segment encompasses the management of participations. Raiffeisen International is active in 17 countries.

BRIEF: For the nine months ended 30 September 2009, Raiffeisen International Bank-Holding AG's interest income decreased 2% to EUR4.32B. Net interest income after loan loss provisions decreased 57% to EUR859.4M. Net income for the period decreased 82% to EUR155.6M. Interest income reflects decreased income from loans and advances to banks. Net income for the period was suffered from lower fee and commission income.