Company Profile For SunTrust Banks, Inc.

SunTrust Banks, Inc. is a diversified financial services holding company whose businesses provide a range of financial services to consumer and corporate clients. The Company operates in four business segments: retail and commercial, wholesale banking, mortgage, and wealth and investment management. On May 1, 2008, the Company completed the acquisition of GB&T Bancshares, Inc. (GB&T). On May 30, 2008, the Company sold its interests in First Mercantile Trust Company (First Mercantile), a retirement plan services subsidiary. On September 2, 2008, the Company sold its fuel card business, TransPlatinum to Fleet One Holdings LLC. Through its subsidiary SunTrust Bank, the Company provides deposit, credit, and trust and investment services. Additional subsidiaries provide mortgage banking, asset management, securities brokerage, capital market services and credit-related insurance.

BRIEF: For the nine months ended 30 September 2009, SunTrust Banks, Inc.'s interest income fell 20% to $5.08B. Net interest income after LLP fell 90% to $199M. Net loss applicable to Common totaled $1.42B vs. an income of $1.12B. Interest income reflects decreased in interest & fees on loans and higher loan loss provision. Net loss also reflects lower retail investment services and higher amortization & impairment charges on intangibles assets.