Company Profile For Zions Bancorporation

Zions Bancorporation is a financial holding company. The Company provides a range of banking and related services through its banking and other subsidiaries, primarily in Utah, California, Texas, Arizona, Nevada, Colorado, Idaho, Washington and Oregon. As of December 31, 2008, Zions Bancorporation, together with its subsidiaries, owned and operated eight commercial banks with a total of 513 domestic branches. The Company focuses on providing community-banking services by its core business lines of small, medium-sized business and corporate banking, commercial and residential development, construction and term lending, retail banking, treasury cash management and related products and services, residential mortgage, trust and wealth management and investment activities. The banks provide a variety of commercial and retail banking and mortgage lending products and services.

BRIEF: For the nine months ended 30 September 2009, Zions Bancorporation's interest income fell 15% to $1.91B. Net interest loss after LLP totaled $181.7M vs. an income of $1.1B. Net loss applicable to Common totaled $1.07B vs. an income of $207.4M. Net interest income reflects a fall in interest & fees on loans and higher provision for loan losses. Net loss reflects higher other real estate expense and the presence of impairment loss on goodwill.