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Yes Bank Ltd (YESB.NS)

YESB.NS on National Stock Exchange of India

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19 Oct 2018
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Summary

Name Age Since Current Position

Ashok Chawla

67 2016 Non-Executive Independent Part-time Chairman of the Board

Shivanand Shettigar

2015 Senior President, Company Secretary

Rana Kapoor

60 Chief Executive Officer, Managing Director, Whole time Director

Raj Ahuja

2018 Chief Financial Officer and Group President

Amresh Acharya

2017 Group President

Ashish Agarwal

2016 Senior Group President

Arun Agrawal

2016 Group President

Rajiv Anand

2017 Group President

Vinod Bahety

2017 Group President

Nirav Dalal

2016 Group President

Devamalya Dey

2017 Senior Group President

Neeraj Dhawan

2016 Group President

Parag Gorakshakar

2016 Group President

Sumit Gupta

2016 Group President

Kapil Juneja

2017 Group President

Amit Kumar

2016 Group President

Deodutta Kurane

2016 Group President

Punit Malik

2016 Group President

Pralay Mondal

2016 Senior Group President

Rajat Monga

2018 Senior Group President

Sanjay Nambiar

2014 Group President

Asit Oberoi

2016 Group President

Kumar Padhmanabhan

Senior Group President

Rajan Pental

Group President

Ajay Rajan

Group President

Shubhada Rao

2016 Group President

R. Ravichander

2016 Group President

Nikhil Sahni

2017 Group President

Amit Sanan

2017 Group President

Amit Sureka

2017 Group President

Namita Vikas

2016 Group President

Subash Kalia

66 2018 Additional Non-Executive Non Independent Director

Ajai Kumar

64 2016 Non-Executive Non Independent Director

Rentala Chandrashekar

65 2018 Additional Non-Executive Independent Director

Brahm Dutt

67 2014 Non-Executive Independent Director

Vasant Gujarathi

67 2014 Non-Executive Independent Director

Mukesh Sabharwal

66 2012 Non-Executive Independent Director

Pratima Sheorey

45 2018 Additional Non-Executive Independent Director

Biographies

Name Description

Ashok Chawla

Mr. Ashok Chawla is Non-Executive Independent Part-time Chairman of the Board of the Company, He has been on the Board of YES BANK since March 05, 2016 and was appointed as Independent Director of the Bank by the Shareholders in 12th Annual General Meeting (‘AGM’) on June 07, 2016 for a period of five years. He was also appointed as Non-Executive Part-time Chairman of the Bank w.e.f. October 30, 2016 for a period of 3 years. Prior to joining YES BANK, Mr. Chawla was the Chairman of the Competition Commission of India (‘CCI’). Mr. Chawla had been a distinguished civil servant with over 40 years of experience in various sectors of the economy in India as well as in International Multilateral agencies. He has obtained Masters in Economics from the Delhi School of Economics in 1972 and joined the Indian Administrative Service in 1973. He started his career in the State of Gujarat and held various positions, including Chief Executive of important State-Owned enterprises. Notably, he was the head of the multi-billion dollar Sardar Sarovar Narmada multi-purpose project. In the late 1980’s, he was posted as Economic Counsellor in the Indian Embassy in Washington DC, USA. Between 1998 and 2011, Mr. Chawla worked in several senior positions in the Federal Government at Delhi. He has been Permanent Secretary in key ministries of the Government of India such as Finance, Economic Affairs, and Civil Aviation. Mr. Chawla has been on the Boards of Reserve Bank of India, Insurance Regulatory and Development Authority, State Bank of India and Life Insurance Corporation of India. He was also at different points in time India’s Executive Director on the International Fund for Agricultural Development, Alternate Governor for India at the World Bank and at the Asian Development Bank. Mr. Chawla had also held leadership positions in the corporate sector. He had been Chairman and Managing Director of Indian Petrochemicals Corporation Limited and a Director on the Oil and Natural Gas Corporation (ONGC).

Shivanand Shettigar

Rana Kapoor

Mr. Rana Kapoor is Chief Executive Officer, Managing Director, Whole time Director of Yes Bank Limited. He is the Founder and Managing Director & CEO of YES BANK. As a professional entrepreneur, since 2003, he has been progressively established a high quality, state-of-the-art private Indian Bank with a vision of ‘Building the Finest Quality Large Bank of the World in India’. Under his leadership, YES BANK has steadily evolved as the ‘Professionals’ Bank of India’ with exemplary business and financial outcomes as evidenced in the financial results since inception, with strong profitability, and consistent asset quality. He is also on the Board of the Management of Indian Institute of Foreign Trade (IIFT), Delhi. Mr. Kapoor is also a member of the Executive Council of NASSCOM. Mr. Kapoor was recently felicitated with the ‘CNBC Asia’s India Talent Management’ award at the 13th edition of CNBC TV 18’s India Business Leader Awards. He was felicitated by the Hurun Report – Entrepreneur of the Year award for his role in the growth of YES BANK, job creation, innovation in the financial sector and overall contribution to the development of the nation. He was also felicitated by the Hon’ble Governor of Maharashtra, Shri C. H. Vidyasagar Rao and the Hon’ble Chief Minister of Maharashtra, Shri Devendra Fadnavis, for his ‘commitment to the development of the State of Maharashtra’ in 2017. Mr. Kapoor was felicitated as CEO of the Year at SABRE Asia Pacific Awards 2016 in Hong Kong by The Holmes Group. Mr. Kapoor received the ‘Best Business Innovator’ award at the Asia Business Leadership Forum. He had earlier received The Asian Banker CEO Leadership Achievement Award for India, 2013. Mr. Kapoor received the Indian Business Leader of the Year award at the FICCI-Horasis Global Indian Business Meeting 2010 in Spain, and was awarded the Start-up Entrepreneur of the Year 2005 at the Ernst & Young Entrepreneur of the Year Awards.

Raj Ahuja

Mr. Raj Ahuja is Chief Financial Officer and Group President of the Company. He is a Chartered Accountant (ICAI), Cost Accountant (ICWAI) and also holds a bachelor's degree in Commerce from the prestigious Sri Ram College of Commerce, University of Delhi. Raj Ahuja will be responsible for overseeing the strategic financial management of the Bank and its subsidiaries at the Group level. In this critical leadership role, he will be involved in driving financial performance and bringing further rigor to financial and investment decisions across the Bank and its subsidiaries. Raj will report directly to Rana Kapoor, Managing Director & CEO, YES BANK. Raj has over 26 years of rich experience managing Finance and allied areas, Operations, Fintech, Compliance and Regulatory aspects. In his last role, he was designated as CFO and Head of Enterprise functions for Reliance Jio Infocomm Limited. Raj has also been associated with FINO Paytech Limited, One97 (PayTM) Communications Limited, Star India Private Limited, NXP Semiconductors India Limited, Wipro, NetCracker Limited and American Express.

Amresh Acharya

Ashish Agarwal

Arun Agrawal

Mr. Arun Agrawal is an Group President of Yes Bank Limited. He leads the International Banking Group at YES BANK, developing business and managing relationship with global financial institutions including banks, multi/bilateral agencies, exchange houses, merchant banks and financial sponsors. Focus of the team is on building strategic relationships in important geographies across the globe, in close coordination with the various product/business/service groups to ensure quality service delivery. He joined YES BANK in 2005 as the Country Head – Financial Institutions & International Banking, where he led the Financial Institutions Relationship Management function. Prior to joining YES BANK, he was heading ICRA’s Western Region operations, as General Manager and Regional Head. As a key member of ICRA’s core management team, he was responsible for profitability, business development and growth of ICRA in Mumbai. Arun brings with him over 13 years of experience in the area of Business Development, Credit Ratings and Market Analytics at ICRA (the Indian associate of Moody’s Investor Service). Prior to ICRA, he was heading the Gujarat Sales, Data Products Division at Larsen & Toubro where he was instrumental in setting up an independent, profit making marketing branch for the division in Gujarat. He is a B.E. (Electronics & Communications) and a batch topper in Masters in Management Studies from S. P. Jain Institute of Management and Research, Mumbai. He has been part of the Advanced Management Programme with a specialization in “Managing Growth in the Financial Services Business” from the Manchester Business School, UK/Administrative Staff College of India.

Rajiv Anand

Vinod Bahety

Nirav Dalal

Mr. Nirav Dalal is an Group President of Yes Bank Limited. He was responsible for building and developing the Financial Markets, Fixed Income and Sales function in YES BANK focusing on Fixed Income trading and client distribution of FX, Fixed Income, Derivatives and Structured Products. Nirav is also responsible for developing and executing mandates for the Debt Capital Markets businesses spanning origination, structuring, distribution, secondary trading and investment management. As a market practitioner, Nirav has been invited to speak at various Conferences on corporate bond markets. Nirav has also been profiled by the Economic Times as one of the traders redefining the corporate bond markets in India. He has a Bachelor’s Degree in Commerce from Narsee Monjee College of Commerce & Economics, Mumbai and a Masters in Management Studies from the University of Mumbai.

Devamalya Dey

Mr. Devamalya Dey is Senior Group President of Yes Bank Limited. He was responsible for planning, directing and controlling the auditing activities in all the functions of the Bank to ensure fullest compliance with regulatory norms and policy requirements. He is also responsible for ensuring the timely completion of all audit activities and also the preparation of requisite working papers and to liaison with the external auditors. Devamalya brings with him 16 years of experience across diverse business functions and geographical locations. Prior to joining YES BANK, he was working as Vice President - Audit & Risk Review with the Citigroup. In this capacity, Devamalya was a part of the Asia Audit team based in Mumbai. His primary responsibility included assessing key risks under 9 broad risk families (which include strategic/franchise, legal/compliance, financial reporting, staffing/organization, market, cross border, operational and systems/technology). At Citigroup, Devamalya led a team of 15-30 senior audit and line personnel coming from multi- ethnic and diverse functional backgrounds. His key achievements include the review of e-serve & India Cash Management, e- serve & India Trade Services, India CitiFinancial, Bank Handlowy (Poland) Trade amongst many others.

Neeraj Dhawan

Parag Gorakshakar

Sumit Gupta

Mr. Sumit Gupta is an Group President of Yes Bank Limited. He was earlier leading the Emerging Corporates Banking at YES BANK, focused at catering to the Banking needs of EMERGING INDIA. As a part of the initial start up team, Sumit was instrumental in establishing YES BANK’s presence in this segment. He was also responsible for developing YES BANK’s Knowledge Management practise for some of the key ECB sectors like Gems & Jewellery, Textiles, Auto-components, Media and Entertainment and Logistics. Sumit is part of the Executive Management Team at YES BANK. Prior to joining YES BANK, Sumit was Associate Director with Rabo India (100% subsidiary of Rabobank International, Netherlands, a AAA rated financial institution). He has over 12 years of experience in various capacities in leading organizations like Standard Chartered Bank, CRISIL (a subsidiary of Standard & Poors’, USA) and Maruti Udyog Limited (Subsidiary of Suzuki Motor Company, Japan). Sumit holds an MBA Degree in Finance from IIM Calcutta and is a B.Tech (Mechanical) from IIT Delhi.

Kapil Juneja

Amit Kumar

Mr. Amit Kumar is an Group President of Yes Bank Ltd. He is responsible for building the wholesale banking business of the bank since its inception. As part of the top management team of YES BANK, Amit is responsible for managing the wholesale banking business nationally for bank in India with the primary objective of developing new businesses for the various offerings of the bank in line with the its strategy, ensure sustained revenue and liability generation, proactively manage portfolio risk, build and manage a team of relationship managers, ensure adherence to systems, control and processes and communicate YES BANK brand. Amit is a member of the various committees of the bank viz. asset liability, risk management, FASCOM, audit and compliance etc. He has also been non voting member of Jury for Business Today YES Bank CFO Awards for selection of best CFOs and has represented YES bank as a speaker/panelist/presenter in various award functions, seminars and panel discussions Prior to joining YES BANK, he was with ANZ Investment Bank (1996-2004), investment banking arm of ANZ Grindlays Bank, where he was responsible for building the Corporate & Project Finance business of the bank focusing on M&A/Capital Raising/Government disinvestments/restructurings and project advisory and financing. He holds a Post Graduate Diploma in Management from IIM Ahmedabad (1989-91) and a Bachelor of (Hons) in Electrical & Electronics Engineering from BITS Pilani (1984-88).

Deodutta Kurane

Mr. Deodutta R. Kurane is an Group President of Yes Bank Limited. He is spearheading the Human Resources function. Prior to joining YES BANK, Deodutta was responsible for developing and executing the HR strategy at Bajaj Allianz as the Head - HR. He has been instrumental in developing a performance culture in the organisation along with an effective reward and recognition system. One of his key at Bajaj Allianz was in the area of learning and development with online and offline training programs and leadership development initiatives. Deodutta has conceptualised and implemented an HR IT system at Bajaj Allianz, prior to which, he was with Bharat Forge Ltd, Pune. Deodutta is a Gold Medalist in Industrial Relations and Welfare from the Xavier Labour Relations Institute (XLRI), Jamshedpur and brings with him over 25 years of work experience in diverse facets of HR.

Punit Malik

Mr. Punit Malik is an Group President of Yes Bank Limited. He is spearheading the relationship for some key sectors like Infrastructure, Healthcare Hospitality, Education, Real Estate and Affordable Housing. Punit has about 20 years of experience in financing urban and social infrastructure projects in India. He is well conversant with private sector needs in healthcare, real estate and infrastructure projects. He has been involved in various mandates for fund raising including debt & equity syndication and advisory services for various state governments and key private sector stake holders for their large scale infrastructure & real estate projects. At YES BANK, along with handling relationship for some key sectors, he is also responsible for product development, building Human Capital strengths, effective delivery of services, and establishing the service levels required for the group. Prior to joining YES BANK, he was with ICICI Bank Ltd. He has over 20 years of experience in various capacities in India in leading organizations like ICICI Ltd, GE Capital India Ltd., ICRA and Reliance Industries Ltd Punit is a member of various industry associations, including Construction Industry Development Council, National Real Estate Development Council among others. He holds an MBA Degree in Finance from FMS Delhi and B.Tech from IIT Delhi.

Pralay Mondal

Mr. Pralay Mondal is an Senior Group President of Yes Bank Limited. His responsibilities included Branch Banking – Liabilities, YES First, Wealth Management, GIB & Banca-Assurance, Investment Advisory & Equity Research, Business Banking, Retail Banking, Liabilities Product Management including SA, Cards, ATMs, Merchant Acquiring, Payment Solutions & Direct Banking, Inclusive & Social Banking, and Branch Banking Operations & Service Delivery. He also focuses on further galvanizing the Branch, Retail & Business Banking Relationship franchise. Pralay has over two decades of experience in marketing, sales, product as well as business profit & loss management in the fast moving consumer goods, office automation and banking industries. He has held positions of increasing responsibilities in Colgate Palmolive, Wipro Ltd, Standard Chartered and HDFC Bank. At Standard Chartered, Pralay headed the Direct Sales Liabilities. In his 12 years at HDFC Bank, Pralay has managed various Businesses. In his last assignment, Pralay was directly managing Retail Assets, Credit Cards, Outbound Contact Center and merchant establishment business. Pralay also served as director of HBL Global Private Limited and HDB Financial Services Ltd. He has done his management from IIM Kolkata and Electrical Engineering from IIT Kharagpur.

Rajat Monga

Mr. Rajat Monga is Senior Group President of Yes Bank Limited. He is spearheading the Financial Markets, Financial Institutions Relationship Management and Investment Management practices in the Bank. He is responsible for building and developing the Financial Markets function in YES BANK focusing on trading and client distribution of FX, Fixed Income, Derivatives and Structured Products in addition to balance sheet management. Rajat is also responsible for institutionalizing practices in all aspects of financial accounting, taxation, technology based Management Information Systems and expense management. His role also includes ensuring the integrity of all aspects of Financial Management in fullest compliance with the Bank’s accounting standards and Corporate Governance policies. Rajat brings with him considerable and experience in the areas of Balance Sheet Management, Treasury Management, Financial Markets and Product Development. Prior to joining YES BANK, Rajat was working with Rabo India Finance as the Head, Financial Markets, India. He has also worked with the Unit Trust of India as a part of the Market Operations Department where he co-managed four equity mutual fund schemes, along with undertaking secondary market debt operations for all debt mutual fund schemes. He is an engineer from IIT Delhi and holds a postgraduate diploma in Management from IIM, Ahmedabad.

Sanjay Nambiar

Asit Oberoi

Mr. Asit Oberoi is an Group President of Yes Bank Ltd. He is a chartered accountant by profession, has 20 years of experience in the banking and finance arena and has worked with Fidelity International, Standard Chartered Bank, ANZ Grindlays Bank and Bank of America. At YES BANK, Asit is involved in creating the significantly important total Service proposition at the branch level, and works closely with all the Business Heads, to provide the necessary touch points and enhance and offer a superior customer experience at YES BANK. He is a Bachelor of Commerce from the University of Mumbai and a Chartered Accountant. He brings with him 20 years of experience in Banking & Financial services industry spanning across Fidelity International, Standard Chartered Bank, ANZ Grindlays Bank & Bank of America. He has General management experience which includes leading teams in a range of Finance & Operations functions. He also has experience in new business set ups.

Kumar Padhmanabhan

Rajan Pental

Ajay Rajan

Shubhada Rao

Dr. Shubhada Rao is an Group President of Yes Bank Limited. She was responsible for the Economic Research Unit compiling forecasts through superior econometrics modelling techniques of all important macro-economic indicators, at the Bank. She is also responsible for providing interest rate/exchange rate & other inputs to the Asset and Liabilities Committee on an ongoing basis. Shubhada brings with her over 16 years of experience in academia and industry wherein she has pioneered research design geared to assist corporate investment decisions, economy forecasts, comprising growth and inflation projections, as well as interest and exchange rate forecasts, to enable formulation of business strategies. Prior to joining YES BANK, Shubhada set up an Economic Consulting firm and has been retained by the RBI to serve as an external on a project titled ‘Bank Soundness & Macroeconomic Policy’. Prior to this, she worked with Kotak Institutional Equities as Chief Economist, with Bank of Baroda as Economist and Head, Economic Advisory at CRISIL Advisory Services. Shubhada began her career in banking with ICICI Bank in their planning and treasury department after completing a PhD in Economics from the University of Mumbai.

R. Ravichander

Mr. R. Ravichander is an Group President of Yes Bank Limited. He heads Business Development for the Southern Region across all funstions – Wholesale and retail functions of the Bank. He represents MD and CEO’s office in South India and is also responsible for managing relationships with the State Government and other industry bodies for various initiatives. Ravi brings with him over 25 years of experience in Business Development. Prior to YES BANK, Ravi was the Vice President for Business Development in the South at Rabo India Finance. Prior to that, he was with Bank of America, where he was responsible for Corporate Banking, Corporate Payments, Corporate Depository Business, Cash Management, NRI business and Traveller's Cheques Business. He holds a Masters Degree in Business Management and is also a graduate in Law. He is also the recipient of the prestigious CEO's Golden Pin award at YES BANK for outstanding contribution to Institutional Growth.

Nikhil Sahni

Mr. Nikhil Sahni is Group President of Yes Bank Limited. He was responsible for managing the Bank's relationships with all Government entities that include Central & State PSUs, Ministries, Local State bodies/authorities. He and his team focus on cross-selling of all wholesale banking products & services, with significant focus on cross sell of Liability, Trade, Debt Capital Market, FX and Corporate Finance product offerings. Nikhil also leads the Strategic Government Advisory function which focuses on Advisory and Business Development opportunities from State Governments, complementing the GRM team in generating more business opportunities around the Government ecosystem, and increasing strategic Relationship Networks with Central & State government and other related stakeholders and build traction across the key knowledge sectors in the form of PPP Project Mandates. Nikhil has 15 years of experience across Wholesale Banking, Commercial Banking, Investment Banking, Retail & Branch Banking, Business Banking, Corporate Sales & Corporate Strategy. Prior to handling these important Government functions, he was heading the Branch Banking function at YES BANK. Nikhil was responsible for managing and executing strategic initiatives at Rabo India Finance before joining YES BANK as one of its first employees. Prior to Rabo India, he was a part of the Corporate Planning team of Bennett Coleman & Co Ltd. He completed his post graduate diploma in Management from the Indian Institute of Management, Ahmedabad and also holds a Bachelors Degree in Electrical Engineering from Punjab Engineering College, Chandigarh.

Amit Sanan

Amit Sureka

Namita Vikas

Ms. Namita Vikas is an Group President of YES BANK LTD. She spearheads YES BANK’s Version 2.0 Vision & Strategy of further strengthening the bank as a commercially viable financial institution with sustainability principles incorporated within its core operations. Mainstreaming sustainability and creating stakeholder value through sustainable development and finance are her key focus areas. Her work involves overall Sustainability Management, Research, Triple Bottom-line Accounting, Responsible Finance/Investing and CSR. In her current role, she also serves as a Board Member of “YES FOUNDATION", which she set up and now guides its overall strategy. She is elected to United Nations Environment Programme Finance Initiative (UNEP FI) Global Steering Committee and is the Vice Chair of UN Natural Capital Declaration (NCD). Besides this, she sits on advisory boards of Responsible Investment Research Association (RIRA), UNEP-FI Banking Commission, World Resource Institute - India GHG Program, Indian Centre for CSR (ICCSR) and Enactus India. Committed to sustainability, she has been serving as a member of UNGC, TERI-BCSD, Environment, Innovation, CSR & Sustainability Committees of Industry bodies, besides being a Jury on several sustainability awards like the World Bank’s Development Market Place Initiative for India and Tata Group Innovista Awards. Given her in-depth understanding, she is often invited to speak on sustainability and CSR at large international and national platforms. She has an Advanced Management Degree in CSR and Leadership from Swenska Institute, Sweden, Bachelor degree in Economics from Mumbai University.

Subash Kalia

Mr. Subash Chander Kalia is Additional Non-Executive Non Independent Director of the Company. He has rich experience of over 38 years in the Banking Industry holding key positions in India and abroad. Previously, Mr. Kalia served as an Executive Director of Union Bank of India from November 2009 to September 2011. He also served as an Executive Director of Vijaya Bank Ltd. from October 2008 to November 2009. Mr. Kalia joined Bank of Baroda in 1973 and worked in several capacities up to the level of General Manager till 2008. He was instrumental in setting up Baroda Pioneer Asset Management Company and Baroda L & G Life Insurance Company. Mr. Kalia has significant expertise in Agriculture lending, Financial inclusion and Priority Sector Lending. He has also served on various Committees constituted by RBI / Association / Government of India such as Indian Banks’ Association Committee on Agro Business and Financial Inclusion for the year 2010-11, Empowered Committee on External commercial Borrowing of RBI, Committee constituted by RBI to re-examine the existing classification and suggest revised guidelines with regard to priority sector lending classification and related issues, Committee constituted by Government of India to identify issues in financing of Projects in Road, Conventional Power, Fuel & Fuel & Energy, Urban Transport and other Sectors as identified in Indian Infrastructure Report, etc. Mr. Kalia has also been associated with corporate and NBFCs as advisor in financial service sector space. He has rich experience in corporate governance practices followed in India and abroad, having served on the Boards of several Banks and Institutions. He has also served as the Chairman of Regional Rural Bank, Pratapgarh, Director on the Board of erstwhile Bareilly Corporation Bank Limited, Nainital Bank Limited, Shahjahanpur Kshetriya Gramin Bank Limited and Bareilly Kshetriya Gramin Bank Limited and various overseas subsidiaries of Bank of Baroda, etc.

Ajai Kumar

Mr. Ajai Kumar is Non-Executive Non Independent Director of the company since January 29, 2016. Prior to this, he was acting as Senior Strategic Advisor of the Bank since 2014. Mr. Ajai Kumar has a distinguished career in banking industry having more than 40 years of experience in Public Sector Banking Industry holding eminent leadership positions in India and overseas (New York, USA) including as CMD of Corporation Bank, Executive Director of UCO Bank and as General Manager & Head of Technology and Retail Banking at Bank of Baroda. As CMD of Corporation Bank, he provided strong leadership to take Bank to next level of Business and Next Generation Technology, implemented turnaround strategies successfully by creation of strong business processes and structures in the form of Circle Offices for better efficiency and controls, launching SME Loan Centres, Agriculture Business Development Cells, and several Gold Loan Shoppes. Under his leadership, Corporation Bank emerged as the Bank with very strong financials, best productivity, best asset quality and best customers services among its peers. The Bank was ranked No. 1 in the country for its performance in MSME finance for the year 2012-13 and honoured with National award by Prime Minister of India. Prior to Corporation Bank, Mr. Ajai Kumar was Executive Director of UCO Bank wherein, he had developed significant improvements in structures, systems and controls in operations, credit monitoring and supervision. In his 36 years of service in Bank of Baroda, he had held various positions handling key responsibilities in Head Office, Zonal Offices, Branches, New York Office and Off-shore Banking Operations of Nassau, Bahamas, covering a vast spectrum of banking operations. He also played a pivotal role in strengthening and consolidating Retail Business with centralized process through Retail Loan Factories and introduction of several new value-based products for customers.

Rentala Chandrashekar

Mr. Rentala Chandrashekar is Additional Non-Executive Independent Director of the Company. He has extensive experience in IT and Telecom sectors. He is the immediate Past President of NASSCOM. Under his leadership, NASSCOM strengthened its position as a leading voice of the industry in the wake of rising scale, diversity and transformation in the IT-BPM industry in the country. He also undertook various industry initiatives for driving the growth of start-up eco-system in the country and building agile, scalable skilling programs for New Age tech skills. He was also a member of the Committee on Digital Payments set up by the Ministry of Finance that submitted its recommendations in December, 2016 to strengthen the digital payments eco-system in the medium-term. Mr. Chandrashekhar has also been the Secretary to the Government of India for Electronics and IT as well as Chairman of the Telecom Commission of India and Secretary, Telecom. He was a member of the Indian Administrative Service since 1975 and retired from Government service in 2013. Mr. Chandrashekhar has acted as strategic adviser to large global companies, major banks and Indian startups apart from serving as Director on the Boards of several companies. Mr. Chandrashekhar has extensive experience in the Government for formulating and implementing policies, strategies and action plans to foster the growth of the Telecom and IT industry which also includes infrastructure, Human Resource Development, e-governance and establishing Public Private Partnerships. Mr. Chandrashekhar holds a Master’s degree in Computer Science from Pennsylvania State University, USA and a Master’s degree in Chemistry from the Indian Institute of Technology, Bombay. He has several honors and awards to his credit including the Prime Minister’s Award for Excellence in Public Administration, the Data Quest Path Breaker of the Year Award and is a distinguished Alumnus of IIT Bombay.

Brahm Dutt

Mr. Brahm Dutt is Non-Executive Independent Director of the company. He has been on the Board of YES BANK since July 24, 2013 as an Independent Director. During his career in the IAS for 37 years, he held several posts in the State Government of Karnataka as well as in the Central Government and rose to the level of Secretary to Government of India. Before retirement from the service, he worked as Secretary in the Cabinet Secretariat and in the Ministry of Road Transport & Highways, for over three and half years. After retirement from the IAS, he was an advisor (Energy & Highways) to Government of Karnataka from May 2011 to September 2013. Besides advising several private companies on issues related to SMEs, FDI, infrastructure, highways and power, he was also associated with several government committees and task forces. His core competence is in the area of SME development. He had held prominent positions such as Joint Development Commissioner for Handlooms, Ministry of Textiles, Executive Director, Indian Silk Export Promotion Council and Joint Secretary (SSI), Ministry of Industry, in Government of India for over 10 years and Director of Industry and Commerce in Karnataka for about 2 years. He has acted as a member on the Board of Directors of SIDBI, NSIC, KSFC, KSSIDC and several other public sector undertakings associated with development and financing of small scale and micro enterprises. He has closely dealt with issues connected with availability of credit to these sectors and was associated with several high level committees for improving availability of credit to these sectors. As Joint Secretary, the very first initiative for development of micro finance institutions in the country was taken by him. Some other posts held in Government of India are Chairman, Tariff Authority for Major Ports, Chairman, National Authority for Chemical Weapons, Additional Secretary (Department of Personnel & Training), Counsellor (Commerce & Finance, Embassy of India, Washington DC) and Deputy Secretary.

Vasant Gujarathi

Mr. Vasant V. Gujarathi is Non-Executive Independent Director of the Company. He has been on the Board of YES BANK since April 23, 2014 as an Independent Director. Mr. Gujarathi has more than 35 years of post-qualification experience in PriceWaterhouse Coopers (PwC) in various capacities/roles and working with some of the largest multinational Companies in India. He joined Lovelock & Lewes, Chartered Accountants, in August 1976, initially a member firm of Coopers & Lybrand International and subsequently member firm of PwC. He was also a Partner with PwC India for 22 years (1991-2013) with PwC’s Assurance and Business Advisory Services (‘ABAS’) group and had also represented PwC India on PwC Global Committee for ‘Industrial Products’ Industry. He has over three decades of Audit experience of working with some of the large multinational and domestic Indian Companies. He has exposure in the field of Audit, Financial Systems, Operations, Risk Management, Regulatory Compliance, Internal Audit Services, IT strategy implementation, Talent Management, Corporate Governance review & Advisory Services, Ethics Assessment and Program Development, etc. He is a Chartered Accountant and B.Com (Hons.). Mr. Gujarathi is also on the Board of YES Securities (India) Limited, wholly owned subsidiary of YES BANK Limited.

Mukesh Sabharwal

Lt. Gen. (Retd.) Mukesh Sabharwal is Non-Executive Independent Director of the company. He has been on the Board of YES BANK since April 25, 2012 as an Independent Director. A hardcore professional, Gen. Sabharwal had an outstanding service career, spanning over 40 years in the Indian Army that began with successfully fighting in the Indo-Pakistan War in 1971. He has a rich operational experience having served in Siachen, Ladakh, Manipur in North East India, and several tenures in Jammu and Kashmir engaged in counter terrorist operations. He was the Corps Commander of the sensitive 15 Corps at Srinagar responsible for maintaining internal security and stability within the Kashmir Valley. He was the Security Advisor to the J&K Government in 2007-08 during the President’s Rule arising out of the Amarnath Shrine Board agitation. Gen. Sabharwal was appointed as the Adjutant General of the Indian Army in 2008, wherein he managed the entire Human Resources of over 11 lakh officers and soldiers and interests of 22 lakh ex-servicemen. He has sound experience in policy formulation, implementation and monitoring of manpower planning, personnel services, recruitment, selection, discipline, vigilance, welfare and security. Having done his schooling from St. Columba’s High School, Delhi, he has completed his Masters in Defence Studies from Madras University and Masters in Management Studies from Osmania University. He is also a Master of Military Arts and Science from CGSC University, Kansas, USA, a Master of Strategic Studies from US Army War College, Pennsylvania, USA and an M(Phil) in Defence Studies from Madras University. He completed his PhD from the Indira Gandhi National Open University, New Delhi in 2015. The subject of his thesis was ‘Terrorism in South Asia and its Relationship to India’s Security’. He was awarded the Param Vishisht Seva Medal for distinguished services of an exceptional order by the President of India.

Pratima Sheorey

Dr. Pratima Sheorey is Additional Non-Executive Independent Director of the Company. She has over 21 years of experience in Academics (Marketing), Consumer behavior, Market Research, Training and Customer Insight mapping. She is currently the Director of Symbiosis Centre for Management and Human Resource Development (SCMHRD), a leading B-school in Pune. She has also served as Director of Symbiosis Institute of International Business (SIIB) from April 2013 to August 2013. Dr. Sheorey was a full time Faculty at SCMHRD as Associate Professor in the Department of Marketing from July 2007 till April 2013 as well as a Visiting Faculty from June 1999 till January 2001 and Full time faculty from January 2001 till July 2003. She has also been associated with Hero Corporate Services Limited, ORG – MARG (The Nielson Company) and IMRS India Ltd. for Research. Dr. Sheorey brings with her extensive research on Consumer behavior, Customer loyalty, Market research across consumer focused sectors, with a specific emphasis on creating an all-round experience in customer engagement. She has co-authored numerous papers for Journals and has also co-authored a chapter, ‘A conceptual framework for determining brand attitude and brand equity through text analytics of social media behavior’ in Encyclopedia of Information Science and Technology. Dr. Sheorey is a Ph.D. in Marketing and is an MBA (Marketing) from Pune University. She is a Bachelor of Science (Microbiology) from Pune University and has qualified USG NET in 2012.