Edition:
United Kingdom

AU Small Finance Bank Ltd (AUFI.NS)

AUFI.NS on National Stock Exchange of India

644.95INR
21 Sep 2018
Change (% chg)

Rs-31.00 (-4.59%)
Prev Close
Rs675.95
Open
Rs678.85
Day's High
Rs684.40
Day's Low
Rs639.80
Volume
662,314
Avg. Vol
500,227
52-wk High
Rs748.40
52-wk Low
Rs528.50

Revenue & Earnings Per Share

    Revenue* Earnings Per Share**
FY 2019 Jun 6,002.76 2.620
FY 2018 Mar '18 5,317.19 2.840
Dec 4,641.71 2.700
Sep 4,103.18 2.340
Jun 3,609.81 2.120
FY 2017 Mar '17 3,445.00 0.364
Mar '17 7,245.10 5.538
Dec 3,260.89 2.917
Sep 6,570.21 23.259
 
*Note: Units in Millions ofRupee
**Note: Units in Rupee

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Quarter Ending Dec-18 2 4,879.00 5,151.00 4,607.00 --
Quarter Ending Mar-18 2 4,204.63 4,235.00 4,174.25 --
Year Ending Mar-18 4 13,236.90 13,335.00 13,023.10 --
Year Ending Mar-19 8 19,216.30 20,980.00 17,785.00 16,562.00
Year Ending Mar-20 8 26,065.90 27,868.00 23,989.00 23,038.00
Earnings (per share)
Quarter Ending Dec-18 2 3.62 3.74 3.50 --
Quarter Ending Mar-18 4 3.11 3.50 2.73 --
Year Ending Mar-18 6 10.38 11.40 9.50 --
Year Ending Mar-19 9 14.54 16.80 13.15 11.69
Year Ending Mar-20 9 20.98 23.90 18.63 16.50
Sales and Profit Figures in India Rupee (INR);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 56.00 54.78 19.70
P/E High - Last 5 Yrs. -- 32.85 25.94
P/E Low - Last 5 Yrs. -- 10.99 11.51
Beta -- 1.25 1.47
Price to Sales (TTM) 11.77 8.86 5.84
Price to Book (MRQ) -- 4.20 2.75
Price to Tangible Book (MRQ) -- 4.63 2.86
Price to Cash Flow (TTM) 108.83 99.73 24.44
% Owned Institutions -- 3.50 0.85

Dividends

  Company industry sector
Dividend Yield -- 1.21 1.98
Dividend Yield - 5 Year Avg -- 0.95 2.08
Dividend 5 Year Growth Rate -- 15.40 21.95
Payout Ratio(TTM) 0.00 16.07 18.91

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 23.48 21.02 15.99
Sales (TTM) vs TTM 1 Yr. Ago -- 17.53 11.19
Sales - 5 Yr. Growth Rate 43.87 19.59 14.06
EPS (MRQ) vs Qtr. 1 Yr. Ago -89.80 2.91 36.62
EPS (TTM) vs TTM 1 Yr. Ago -- -- --
EPS - 5 Yr. Growth Rate 86.56 18.66 10.48
Capital Spending - 5 Yr. Growth Rate 113.95 14.56 19.54

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.20 0.05
Current Ratio (MRQ) -- 0.87 2.06
LT Debt to Equity (MRQ) -- 180.41 31.51
Total Debt to Equity (MRQ) -- 242.84 71.25
Interest Coverage (TTM) -- 41.04 9.00

Profitability Ratios

  Company industry sector
Gross Margin (TTM) 62.73 37.25 3.40
Gross Margin - 5 Yr. Avg. -- 41.95 3.27
EBITD Margin (TTM) 31.18 -- --
EBITD - 5 Yr. Avg 41.45 22.66 48.28
Operating Margin (TTM) 29.39 19.73 36.03
Operating Margin - 5 Yr. Avg. 57.04 -39.43 40.93
Pre-Tax Margin (TTM) 32.66 19.87 36.57
Pre-Tax Margin - 5 Yr. Avg. 47.78 -41.44 41.42
Net Profit Margin (TTM) 21.12 13.53 29.23
Net Profit Margin - 5 Yr. Avg. 33.22 -47.73 32.80
Effective Tax Rate (TTM) 35.33 27.21 21.02
Effective Tax Rate - 5 Yr. Avg. 30.46 27.77 20.95

Efficiency

  Company industry sector
Revenue/Employee (TTM) 1,744,719 27,052,696 57,828,192
Net Income/Employee (TTM) 368,472 4,660,953 20,257,490
Receivable Turnover (TTM) -- 122.51 8,593.76
Inventory Turnover (TTM) -- 104.85 0.97
Asset Turnover (TTM) -- 0.10 0.02

Management Effectiveness

  Company industry sector
Return on Assets (TTM) -- 1.35 2.61
Return on Assets - 5 Yr. Avg. 6.29 2.14 2.85
Return on Investment (TTM) -- 1.88 0.48
Return on Investment - 5 Yr. Avg. 9.79 3.19 0.51
Return on Equity (TTM) -- 9.42 15.44
Return on Equity - 5 Yr. Avg. 34.30 18.07 19.99
  1 Year 3 Year 5 Year
Sales % 35.35 35.82 43.87
EPS (TTM) % 240.97 126.48 86.56
Dividend % -- -- --
Note: Units in Millions of US Dollars

Performance for AU Small Finance Bank Ltd

Period %
Actual
% vs.
S&P 500
Rank In
Industry
Industry
Rank
4 Week 10.95 10.51 99 34
13 Week -- -- -- 72
26 Week -- -- -- 77
52 Week -- -- -- 57
YTD -- -- -- 91
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

Institutional Holders

% Shares Owned: 34.29%
# of Holders: 38
Total Shares Held: 99,626,940
3 Mo. Net Change: 3,683,933
# New Positions: 6
# Closed Positions: 3
# Increased Positions: 14
# Reduced Positions: 9
# Net Buyers: 5
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