Edition:
United Kingdom

Bharat Financial Inclusion Ltd (BHAF.NS)

BHAF.NS on National Stock Exchange of India

1,090.30INR
21 Sep 2018
Change (% chg)

Rs-24.05 (-2.16%)
Prev Close
Rs1,114.35
Open
Rs1,122.20
Day's High
Rs1,126.90
Day's Low
Rs1,057.55
Volume
1,277,988
Avg. Vol
584,895
52-wk High
Rs1,234.80
52-wk Low
Rs899.60

Revenue & Earnings Per Share

    Revenue* Earnings Per Share**
FY 2019 Jun 6,112.70 10.120
FY 2018 Mar '18 6,459.70 15.250
Dec 5,036.08 11.640
Sep 4,632.79 8.570
Jun 4,514.80 3.460
FY 2017 Mar '17 3,678.36 -17.698
Dec 4,088.92 10.260
Sep 4,073.88 11.260
Jun 3,689.59 18.290
FY 2016 Mar '16 3,297.61 6.561
Dec 3,072.51 6.190
Sep 2,912.66 6.060
Jun 2,408.57 4.762
 
*Note: Units in Millions ofRupee
**Note: Units in Rupee

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Quarter Ending Mar-18 1 4,193.00 4,193.00 4,193.00 --
Year Ending Mar-18 5 14,923.00 17,050.00 13,848.10 --
Year Ending Mar-19 7 19,803.20 22,908.30 18,283.00 19,609.70
Year Ending Mar-20 7 26,966.90 33,164.90 24,116.00 25,865.70
Earnings (per share)
Quarter Ending Mar-18 2 12.75 14.10 11.40 --
Year Ending Mar-18 5 33.03 36.70 27.90 --
Year Ending Mar-19 7 54.45 70.80 43.00 55.34
Year Ending Mar-20 7 72.93 86.65 54.00 69.00
Sales and Profit Figures in India Rupee (INR);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 857.78 54.78 19.70
P/E High - Last 5 Yrs. 37.49 32.85 25.94
P/E Low - Last 5 Yrs. 23.15 10.99 11.51
Beta 1.52 1.25 1.47
Price to Sales (TTM) 8.43 8.86 5.84
Price to Book (MRQ) -- 4.20 2.75
Price to Tangible Book (MRQ) -- 4.63 2.86
Price to Cash Flow (TTM) 447.56 99.73 24.44
% Owned Institutions -- 3.50 0.85

Dividends

  Company industry sector
Dividend Yield -- 1.21 1.98
Dividend Yield - 5 Year Avg -- 0.95 2.08
Dividend 5 Year Growth Rate -- 15.40 21.95
Payout Ratio(TTM) 0.00 16.07 18.91

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 11.44 21.02 15.99
Sales (TTM) vs TTM 1 Yr. Ago 22.98 17.53 11.19
Sales - 5 Yr. Growth Rate 28.94 19.59 14.06
EPS (MRQ) vs Qtr. 1 Yr. Ago -114.71 2.91 36.62
EPS (TTM) vs TTM 1 Yr. Ago -96.95 -- --
EPS - 5 Yr. Growth Rate -- 18.66 10.48
Capital Spending - 5 Yr. Growth Rate 48.18 14.56 19.54

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.20 0.05
Current Ratio (MRQ) -- 0.87 2.06
LT Debt to Equity (MRQ) -- 180.41 31.51
Total Debt to Equity (MRQ) -- 242.84 71.25
Interest Coverage (TTM) -- 41.04 9.00

Profitability Ratios

  Company industry sector
Gross Margin (TTM) 58.55 37.25 3.40
Gross Margin - 5 Yr. Avg. 59.44 41.95 3.27
EBITD Margin (TTM) -9.50 -- --
EBITD - 5 Yr. Avg 3.24 22.66 48.28
Operating Margin (TTM) -10.33 19.73 36.03
Operating Margin - 5 Yr. Avg. 2.37 -39.43 40.93
Pre-Tax Margin (TTM) 1.05 19.87 36.57
Pre-Tax Margin - 5 Yr. Avg. 12.87 -41.44 41.42
Net Profit Margin (TTM) 1.05 13.53 29.23
Net Profit Margin - 5 Yr. Avg. 12.87 -47.73 32.80
Effective Tax Rate (TTM) 0.00 27.21 21.02
Effective Tax Rate - 5 Yr. Avg. -0.01 27.77 20.95

Efficiency

  Company industry sector
Revenue/Employee (TTM) 1,081,190 27,052,696 57,828,171
Net Income/Employee (TTM) 11,336 4,660,953 20,257,482
Receivable Turnover (TTM) -- 122.51 8,593.76
Inventory Turnover (TTM) -- 104.85 0.97
Asset Turnover (TTM) -- 0.10 0.02

Management Effectiveness

  Company industry sector
Return on Assets (TTM) -- 1.35 2.61
Return on Assets - 5 Yr. Avg. 2.41 2.14 2.85
Return on Investment (TTM) -- 1.88 0.48
Return on Investment - 5 Yr. Avg. 5.31 3.19 0.51
Return on Equity (TTM) -- 9.42 15.44
Return on Equity - 5 Yr. Avg. 11.72 18.07 19.99
  1 Year 3 Year 5 Year
Sales % 32.84 44.10 28.94
EPS (TTM) % -8.57 49.60 --
Dividend % -- -- --
Note: Units in Millions of US Dollars

Performance for Bharat Financial Inclusion Ltd

Period %
Actual
% vs.
S&P 500
Rank In
Industry
Industry
Rank
4 Week 3.90 3.49 99 34
13 Week 31.35 29.48 99 72
26 Week 23.12 14.96 99 77
52 Week 9.50 -3.26 99 57
YTD 65.20 38.26 99 91
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

Institutional Holders

% Shares Owned: 71.88%
# of Holders: 83
Total Shares Held: 100,691,565
3 Mo. Net Change: 5,288,720
# New Positions: 5
# Closed Positions: 2
# Increased Positions: 26
# Reduced Positions: 19
# Net Buyers: 7
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