Edition:
United Kingdom

Bharat Financial Inclusion Ltd (BHAF.NS)

BHAF.NS on National Stock Exchange of India

985.85INR
4:42am GMT
Change (% chg)

Rs8.35 (+0.85%)
Prev Close
Rs977.50
Open
Rs984.90
Day's High
Rs986.75
Day's Low
Rs975.00
Volume
94,836
Avg. Vol
870,333
52-wk High
Rs1,097.50
52-wk Low
Rs651.00

Revenue & Earnings Per Share

    Revenue* Earnings Per Share**
FY 2018 Dec 5,036.08 11.640
Sep 4,632.79 8.570
Jun 4,111.80 -2.690
FY 2017 Mar '17 3,678.36 -17.698
Dec 4,088.92 10.260
Sep 4,073.88 11.260
Jun 3,689.59 18.290
FY 2016 Mar '16 3,297.61 6.561
Dec 3,072.51 6.190
Sep 2,912.66 6.060
Jun 2,408.57 4.762
 
*Note: Units in Millions ofRupee
**Note: Units in Rupee

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Quarter Ending Mar-18 2 4,733.00 5,715.00 3,751.00 --
Year Ending Mar-18 6 14,385.20 14,979.00 14,012.00 14,956.10
Year Ending Mar-19 8 20,493.50 23,785.20 18,507.20 20,738.00
Earnings (per share)
Quarter Ending Mar-18 1 11.65 11.65 11.65 --
Year Ending Mar-18 7 34.36 37.22 30.30 47.05
Year Ending Mar-19 9 58.04 74.51 47.20 58.93
LT Growth Rate (%) 1 60.49 60.49 60.49 33.57
Sales and Profit Figures in India Rupee (INR);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 857.78 57.91 20.17
P/E High - Last 5 Yrs. 37.49 34.28 28.50
P/E Low - Last 5 Yrs. 23.15 11.13 11.60
Beta 1.52 1.23 1.47
Price to Sales (TTM) 8.43 9.35 5.94
Price to Book (MRQ) -- 4.37 2.77
Price to Tangible Book (MRQ) -- 4.84 2.91
Price to Cash Flow (TTM) 447.56 106.39 25.66
% Owned Institutions -- 3.00 0.80

Dividends

  Company industry sector
Dividend Yield -- 1.15 1.98
Dividend Yield - 5 Year Avg -- 0.91 2.07
Dividend 5 Year Growth Rate -- 14.73 21.86
Payout Ratio(TTM) 0.00 15.81 18.87

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 11.44 21.05 16.22
Sales (TTM) vs TTM 1 Yr. Ago 22.98 17.71 11.37
Sales - 5 Yr. Growth Rate 28.94 20.05 14.08
EPS (MRQ) vs Qtr. 1 Yr. Ago -114.71 2.05 36.71
EPS (TTM) vs TTM 1 Yr. Ago -96.95 -- --
EPS - 5 Yr. Growth Rate -- 18.42 10.45
Capital Spending - 5 Yr. Growth Rate 48.18 14.68 19.47

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.17 0.05
Current Ratio (MRQ) -- 0.82 2.04
LT Debt to Equity (MRQ) -- 181.71 31.61
Total Debt to Equity (MRQ) -- 244.89 71.15
Interest Coverage (TTM) -- 35.63 8.94

Profitability Ratios

  Company industry sector
Gross Margin (TTM) 58.55 37.87 3.52
Gross Margin - 5 Yr. Avg. 59.44 42.01 3.38
EBITD Margin (TTM) -9.50 -- --
EBITD - 5 Yr. Avg 3.24 22.41 48.21
Operating Margin (TTM) -10.33 19.96 36.00
Operating Margin - 5 Yr. Avg. 2.37 -43.52 40.75
Pre-Tax Margin (TTM) 1.05 19.90 36.45
Pre-Tax Margin - 5 Yr. Avg. 12.87 -45.88 41.12
Net Profit Margin (TTM) 1.05 13.56 29.12
Net Profit Margin - 5 Yr. Avg. 12.87 -52.17 32.50
Effective Tax Rate (TTM) 0.00 27.26 21.05
Effective Tax Rate - 5 Yr. Avg. -0.01 27.50 20.96

Efficiency

  Company industry sector
Revenue/Employee (TTM) 1,081,190 24,321,867 59,625,942
Net Income/Employee (TTM) 11,336 4,162,136 19,544,299
Receivable Turnover (TTM) -- 130.72 8,551.11
Inventory Turnover (TTM) -- 89.89 0.96
Asset Turnover (TTM) -- 0.10 0.02

Management Effectiveness

  Company industry sector
Return on Assets (TTM) -- 1.29 2.59
Return on Assets - 5 Yr. Avg. 2.41 2.14 2.84
Return on Investment (TTM) -- 1.82 0.47
Return on Investment - 5 Yr. Avg. 5.31 3.22 0.51
Return on Equity (TTM) -- 8.97 15.37
Return on Equity - 5 Yr. Avg. 11.72 17.67 19.95
  1 Year 3 Year 5 Year
Sales % 32.84 44.10 28.94
EPS (TTM) % -8.57 49.60 --
Dividend % -- -- --
Note: Units in Millions of US Dollars

Performance for Bharat Financial Inclusion Ltd

Period %
Actual
% vs.
S&P 500
Rank In
Industry
Industry
Rank
4 Week 3.90 3.49 99 31
13 Week 31.35 29.48 99 73
26 Week 23.12 14.96 99 82
52 Week 9.50 -3.26 99 57
YTD 65.20 38.26 99 91
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

Institutional Holders

% Shares Owned: 66.05%
# of Holders: 84
Total Shares Held: 91,836,816
3 Mo. Net Change: 8,680
# New Positions: 0
# Closed Positions: 9
# Increased Positions: 17
# Reduced Positions: 26
# Net Buyers: -9
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