Edition:
United Kingdom

Bharat Financial Inclusion Ltd (BHAF.NS)

BHAF.NS on National Stock Exchange of India

989.55INR
10:19am GMT
Change (% chg)

Rs-15.10 (-1.50%)
Prev Close
Rs1,004.65
Open
Rs1,004.50
Day's High
Rs1,004.50
Day's Low
Rs986.35
Volume
731,657
Avg. Vol
1,607,972
52-wk High
Rs1,047.00
52-wk Low
Rs465.10

Revenue & Earnings Per Share

    Revenue* Earnings Per Share**
FY 2018 Jun 4,111.80 -2.690
FY 2017 Mar '17 3,678.36 -17.698
Dec 4,088.92 10.260
Sep 4,073.88 11.260
Jun 3,689.59 18.290
FY 2016 Mar '16 3,297.61 6.561
Dec 3,072.51 6.190
Sep 2,912.66 6.060
Jun 2,408.57 4.762
FY 2015 Mar '15 1,976.19 3.141
Dec 1,844.14 3.230
Sep 3,419.24 8.379
Jun 1,518.16 4.270
 
*Note: Units in Millions ofRupee
**Note: Units in Rupee

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Quarter Ending Mar-17 2 3,707.00 4,253.00 3,161.00 --
Quarter Ending Mar-18 1 5,715.00 5,715.00 5,715.00 --
Year Ending Mar-17 12 11,771.10 16,106.00 9,524.38 --
Year Ending Mar-18 10 14,147.70 15,350.00 12,696.80 16,984.30
Year Ending Mar-19 10 19,899.10 23,534.10 17,696.00 23,265.10
Earnings (per share)
Quarter Ending Mar-17 3 0.18 9.50 -12.77 --
Quarter Ending Jun-18 1 19.73 19.73 19.73 --
Year Ending Mar-17 10 43.92 48.80 38.00 --
Year Ending Mar-18 11 33.98 46.87 29.70 51.01
Year Ending Mar-19 11 56.15 74.49 45.02 61.44
LT Growth Rate (%) 1 60.49 60.49 60.49 38.64
Sales and Profit Figures in India Rupee (INR);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 857.78 58.31 20.16
P/E High - Last 5 Yrs. 37.49 34.45 28.33
P/E Low - Last 5 Yrs. 23.15 11.14 11.60
Beta 1.52 1.23 1.47
Price to Sales (TTM) 8.43 9.41 5.92
Price to Book (MRQ) -- 4.38 2.78
Price to Tangible Book (MRQ) -- 4.85 2.91
Price to Cash Flow (TTM) 447.56 107.23 25.65
% Owned Institutions -- 2.11 0.67

Dividends

  Company industry sector
Dividend Yield -- 1.14 1.98
Dividend Yield - 5 Year Avg -- 0.91 2.07
Dividend 5 Year Growth Rate -- 14.63 21.91
Payout Ratio(TTM) 0.00 15.78 18.76

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 11.44 21.17 16.22
Sales (TTM) vs TTM 1 Yr. Ago 22.98 17.82 11.38
Sales - 5 Yr. Growth Rate 28.94 20.17 14.11
EPS (MRQ) vs Qtr. 1 Yr. Ago -114.71 2.36 36.73
EPS (TTM) vs TTM 1 Yr. Ago -96.95 -- --
EPS - 5 Yr. Growth Rate -- 18.58 10.47
Capital Spending - 5 Yr. Growth Rate 48.18 14.68 19.51

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.17 0.05
Current Ratio (MRQ) -- 0.84 2.03
LT Debt to Equity (MRQ) -- 181.23 31.22
Total Debt to Equity (MRQ) -- 243.78 70.72
Interest Coverage (TTM) -- 33.60 8.91

Profitability Ratios

  Company industry sector
Gross Margin (TTM) 58.55 38.06 3.46
Gross Margin - 5 Yr. Avg. 59.44 42.25 3.33
EBITD Margin (TTM) -9.50 -- --
EBITD - 5 Yr. Avg 3.24 22.33 48.24
Operating Margin (TTM) -10.33 19.91 36.14
Operating Margin - 5 Yr. Avg. 2.37 -44.10 40.78
Pre-Tax Margin (TTM) 1.05 19.85 36.45
Pre-Tax Margin - 5 Yr. Avg. 12.87 -46.48 41.00
Net Profit Margin (TTM) 1.05 13.53 29.11
Net Profit Margin - 5 Yr. Avg. 12.87 -52.76 32.36
Effective Tax Rate (TTM) 0.00 27.23 21.06
Effective Tax Rate - 5 Yr. Avg. -0.01 27.55 20.96

Efficiency

  Company industry sector
Revenue/Employee (TTM) 1,081,190 24,784,158 59,768,757
Net Income/Employee (TTM) 11,336 4,214,597 19,592,708
Receivable Turnover (TTM) -- 131.82 8,572.67
Inventory Turnover (TTM) -- 90.67 0.96
Asset Turnover (TTM) -- 0.10 0.02

Management Effectiveness

  Company industry sector
Return on Assets (TTM) -- 1.28 2.59
Return on Assets - 5 Yr. Avg. 2.41 2.13 2.84
Return on Investment (TTM) -- 1.81 0.47
Return on Investment - 5 Yr. Avg. 5.31 3.22 0.50
Return on Equity (TTM) -- 8.89 15.39
Return on Equity - 5 Yr. Avg. 11.72 17.65 19.98
  1 Year 3 Year 5 Year
Sales % 32.84 44.10 28.94
EPS (TTM) % -8.57 49.60 --
Dividend % -- -- --
Note: Units in Millions of US Dollars

Performance for Bharat Financial Inclusion Ltd

Period %
Actual
% vs.
S&P 500
Rank In
Industry
Industry
Rank
4 Week 3.90 3.49 99 28
13 Week 31.35 29.48 99 74
26 Week 23.12 14.96 99 82
52 Week 9.50 -3.26 99 57
YTD 65.20 38.26 99 92
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

Institutional Holders

% Shares Owned: 58.91%
# of Holders: 93
Total Shares Held: 81,849,693
3 Mo. Net Change: -4,240,224
# New Positions: 5
# Closed Positions: 9
# Increased Positions: 28
# Reduced Positions: 31
# Net Buyers: -3
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