Edition:
United Kingdom

Bharat Financial Inclusion Ltd (BHAF.NS)

BHAF.NS on National Stock Exchange of India

925.60INR
16 Nov 2018
Change (% chg)

Rs-15.15 (-1.61%)
Prev Close
Rs940.75
Open
Rs945.00
Day's High
Rs946.10
Day's Low
Rs921.60
Volume
698,400
Avg. Vol
878,653
52-wk High
Rs1,234.80
52-wk Low
Rs823.75

Revenue & Earnings Per Share

    Revenue* Earnings Per Share**
FY 2019 Sep 7,601.00 16.530
Jun 6,112.70 10.120
FY 2018 Mar '18 6,459.70 15.250
Dec 5,036.08 11.640
Sep 4,816.90 9.680
Jun 4,514.80 3.460
FY 2017 Mar '17 3,678.36 -17.698
Dec 4,088.92 10.260
Sep 4,073.88 11.260
Jun 3,689.59 18.290
FY 2016 Mar '16 3,297.61 6.561
Dec 3,072.51 6.190
Sep 2,912.66 6.060
Jun 2,408.57 4.762
 
*Note: Units in Millions ofRupee
**Note: Units in Rupee

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Quarter Ending Mar-18 1 4,193.00 4,193.00 4,193.00 --
Year Ending Mar-18 5 14,923.00 17,050.00 13,848.10 --
Year Ending Mar-19 5 19,486.20 21,136.00 18,507.20 19,899.10
Year Ending Mar-20 5 26,297.50 29,220.00 24,770.30 25,878.50
Earnings (per share)
Quarter Ending Mar-18 2 12.75 14.10 11.40 --
Year Ending Mar-18 5 33.03 36.70 27.90 --
Year Ending Mar-19 5 53.47 62.33 43.90 56.15
Year Ending Mar-20 5 74.05 86.65 61.10 69.65
LT Growth Rate (%) 1 60.49 60.49 60.49 60.49
Sales and Profit Figures in India Rupee (INR);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 857.78 46.33 19.42
P/E High - Last 5 Yrs. 37.49 33.16 24.50
P/E Low - Last 5 Yrs. 23.15 10.17 11.52
Beta 1.52 1.32 1.46
Price to Sales (TTM) 8.43 7.20 5.80
Price to Book (MRQ) -- 4.68 2.76
Price to Tangible Book (MRQ) -- 5.07 2.85
Price to Cash Flow (TTM) 447.56 82.93 23.75
% Owned Institutions -- 3.15 0.70

Dividends

  Company industry sector
Dividend Yield -- 1.34 1.97
Dividend Yield - 5 Year Avg -- 0.99 2.06
Dividend 5 Year Growth Rate -- 16.79 21.78
Payout Ratio(TTM) 0.00 17.17 18.57

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 11.44 21.17 16.06
Sales (TTM) vs TTM 1 Yr. Ago 22.98 17.25 10.72
Sales - 5 Yr. Growth Rate 28.94 17.67 13.99
EPS (MRQ) vs Qtr. 1 Yr. Ago -114.71 5.35 35.74
EPS (TTM) vs TTM 1 Yr. Ago -96.95 -- --
EPS - 5 Yr. Growth Rate -- 19.29 10.38
Capital Spending - 5 Yr. Growth Rate 48.18 14.70 19.37

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.32 0.04
Current Ratio (MRQ) -- 1.03 1.66
LT Debt to Equity (MRQ) -- 201.75 30.83
Total Debt to Equity (MRQ) -- 273.17 70.01
Interest Coverage (TTM) -- 63.80 9.95

Profitability Ratios

  Company industry sector
Gross Margin (TTM) 58.55 37.95 3.05
Gross Margin - 5 Yr. Avg. 59.44 41.47 2.94
EBITD Margin (TTM) -9.50 -- --
EBITD - 5 Yr. Avg 3.24 19.49 48.40
Operating Margin (TTM) -10.33 16.51 36.24
Operating Margin - 5 Yr. Avg. 2.37 -35.18 41.08
Pre-Tax Margin (TTM) 1.05 19.08 36.70
Pre-Tax Margin - 5 Yr. Avg. 12.87 -33.82 41.52
Net Profit Margin (TTM) 1.05 12.79 29.31
Net Profit Margin - 5 Yr. Avg. 12.87 -39.86 32.87
Effective Tax Rate (TTM) 0.00 26.96 20.99
Effective Tax Rate - 5 Yr. Avg. -0.01 28.24 20.90

Efficiency

  Company industry sector
Revenue/Employee (TTM) 1,081,190 32,251,642 46,882,873
Net Income/Employee (TTM) 11,336 5,163,176 16,182,875
Receivable Turnover (TTM) -- 106.47 6,834.44
Inventory Turnover (TTM) -- 179.66 1.34
Asset Turnover (TTM) -- 0.12 0.02

Management Effectiveness

  Company industry sector
Return on Assets (TTM) -- 1.45 2.60
Return on Assets - 5 Yr. Avg. 2.41 2.12 2.82
Return on Investment (TTM) -- 2.02 0.44
Return on Investment - 5 Yr. Avg. 5.31 3.15 0.45
Return on Equity (TTM) -- 11.42 15.57
Return on Equity - 5 Yr. Avg. 11.72 20.19 20.07
  1 Year 3 Year 5 Year
Sales % 32.84 44.10 28.94
EPS (TTM) % -8.57 49.60 --
Dividend % -- -- --
Note: Units in Millions of US Dollars

Performance for Bharat Financial Inclusion Ltd

Period %
Actual
% vs.
S&P 500
Rank In
Industry
Industry
Rank
4 Week 3.90 3.49 99 42
13 Week 31.35 29.48 99 74
26 Week 23.12 14.96 99 77
52 Week 9.50 -3.26 99 60
YTD 65.20 38.26 99 88
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

Institutional Holders

% Shares Owned: 77.39%
# of Holders: 79
Total Shares Held: 108,451,269
3 Mo. Net Change: 12,586,385
# New Positions: 4
# Closed Positions: 4
# Increased Positions: 31
# Reduced Positions: 18
# Net Buyers: 13
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