Edition:
United Kingdom

Bharat Financial Inclusion Ltd (BHAF.NS)

BHAF.NS on National Stock Exchange of India

1,171.80INR
18 May 2018
Change (% chg)

Rs0.60 (+0.05%)
Prev Close
Rs1,171.20
Open
Rs1,166.35
Day's High
Rs1,178.30
Day's Low
Rs1,163.25
Volume
306,633
Avg. Vol
658,198
52-wk High
Rs1,183.00
52-wk Low
Rs651.00

Revenue & Earnings Per Share

    Revenue* Earnings Per Share**
FY 2018 Mar '18 5,391.64 15.040
Dec 5,036.08 11.640
Sep 4,632.79 8.570
Jun 4,111.80 -2.690
FY 2017 Mar '17 3,678.36 -17.698
Dec 4,088.92 10.260
Sep 4,073.88 11.260
Jun 3,689.59 18.290
FY 2016 Mar '16 3,297.61 6.561
Dec 3,072.51 6.190
Sep 2,912.66 6.060
Jun 2,408.57 4.762
 
*Note: Units in Millions ofRupee
**Note: Units in Rupee

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Quarter Ending Mar-18 1 4,193.00 4,193.00 4,193.00 --
Year Ending Mar-18 5 14,923.00 17,050.00 13,848.10 --
Year Ending Mar-19 5 19,918.90 22,908.30 18,283.00 19,837.50
Year Ending Mar-20 5 26,910.60 33,164.90 24,116.00 26,316.40
Earnings (per share)
Quarter Ending Mar-18 2 12.75 14.10 11.40 --
Year Ending Mar-18 5 33.03 36.70 27.90 --
Year Ending Mar-19 5 52.90 70.80 39.60 53.25
Year Ending Mar-20 5 69.20 86.29 54.00 68.25
Sales and Profit Figures in India Rupee (INR);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 857.78 57.95 20.18
P/E High - Last 5 Yrs. 37.49 33.52 28.81
P/E Low - Last 5 Yrs. 23.15 11.13 11.61
Beta 1.52 1.23 1.47
Price to Sales (TTM) 8.43 9.36 5.97
Price to Book (MRQ) -- 4.37 2.77
Price to Tangible Book (MRQ) -- 4.84 2.90
Price to Cash Flow (TTM) 447.56 106.47 25.65
% Owned Institutions -- 3.01 0.84

Dividends

  Company industry sector
Dividend Yield -- 1.15 1.98
Dividend Yield - 5 Year Avg -- 0.91 2.08
Dividend 5 Year Growth Rate -- 14.73 21.87
Payout Ratio(TTM) 0.00 15.81 18.94

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 11.44 21.07 16.22
Sales (TTM) vs TTM 1 Yr. Ago 22.98 17.72 11.33
Sales - 5 Yr. Growth Rate 28.94 20.06 14.08
EPS (MRQ) vs Qtr. 1 Yr. Ago -114.71 1.95 36.53
EPS (TTM) vs TTM 1 Yr. Ago -96.95 -- --
EPS - 5 Yr. Growth Rate -- 18.48 10.47
Capital Spending - 5 Yr. Growth Rate 48.18 14.69 19.49

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.17 0.05
Current Ratio (MRQ) -- 0.82 2.04
LT Debt to Equity (MRQ) -- 181.85 31.74
Total Debt to Equity (MRQ) -- 244.92 71.32
Interest Coverage (TTM) -- 35.66 8.94

Profitability Ratios

  Company industry sector
Gross Margin (TTM) 58.55 37.82 3.52
Gross Margin - 5 Yr. Avg. 59.44 41.97 3.37
EBITD Margin (TTM) -9.50 -- --
EBITD - 5 Yr. Avg 3.24 22.41 48.22
Operating Margin (TTM) -10.33 19.96 35.96
Operating Margin - 5 Yr. Avg. 2.37 -43.57 40.78
Pre-Tax Margin (TTM) 1.05 19.90 36.50
Pre-Tax Margin - 5 Yr. Avg. 12.87 -45.93 41.25
Net Profit Margin (TTM) 1.05 13.56 29.17
Net Profit Margin - 5 Yr. Avg. 12.87 -52.22 32.64
Effective Tax Rate (TTM) 0.00 27.25 21.06
Effective Tax Rate - 5 Yr. Avg. -0.01 27.49 20.98

Efficiency

  Company industry sector
Revenue/Employee (TTM) 1,081,190 24,228,506 57,717,643
Net Income/Employee (TTM) 11,336 4,149,776 20,177,710
Receivable Turnover (TTM) -- 130.82 8,545.24
Inventory Turnover (TTM) -- 89.96 0.96
Asset Turnover (TTM) -- 0.10 0.02

Management Effectiveness

  Company industry sector
Return on Assets (TTM) -- 1.29 2.60
Return on Assets - 5 Yr. Avg. 2.41 2.14 2.85
Return on Investment (TTM) -- 1.81 0.48
Return on Investment - 5 Yr. Avg. 5.31 3.22 0.52
Return on Equity (TTM) -- 8.97 15.39
Return on Equity - 5 Yr. Avg. 11.72 17.68 19.96
  1 Year 3 Year 5 Year
Sales % 32.84 44.10 28.94
EPS (TTM) % -8.57 49.60 --
Dividend % -- -- --
Note: Units in Millions of US Dollars

Performance for Bharat Financial Inclusion Ltd

Period %
Actual
% vs.
S&P 500
Rank In
Industry
Industry
Rank
4 Week 3.90 3.49 99 31
13 Week 31.35 29.48 99 74
26 Week 23.12 14.96 99 82
52 Week 9.50 -3.26 99 57
YTD 65.20 38.26 99 92
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

Institutional Holders

% Shares Owned: 63.69%
# of Holders: 72
Total Shares Held: 88,747,507
3 Mo. Net Change: 3,848,872
# New Positions: 1
# Closed Positions: 2
# Increased Positions: 22
# Reduced Positions: 19
# Net Buyers: 3
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