Edition:
United Kingdom

International Personal Finance PLC (IPF.L)

IPF.L on London Stock Exchange

198.40GBp
22 Feb 2019
Change (% chg)

-5.80 (-2.84%)
Prev Close
204.20
Open
194.60
Day's High
204.40
Day's Low
194.60
Volume
64,784
Avg. Vol
277,649
52-wk High
259.97
52-wk Low
162.91

Revenue & Earnings Per Share

    Revenue* Earnings Per Share**
FY 2018 Jun '18 418.90 0.159
FY 2017 Dec '17 425.00 0.064
Jun '17 400.80 0.130
 
*Note: Units in Millions ofBritish Pounds
**Note: Units in British Pounds

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Year Ending Dec-19 3 911.30 925.20 902.40 942.96
Earnings (per share)
Year Ending Dec-19 5 29.09 32.30 27.63 34.32
Sales and Profit Figures in British Pound (GBP);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 5.84 40.62 19.22
P/E High - Last 5 Yrs. 15.30 29.83 24.22
P/E Low - Last 5 Yrs. 5.51 9.30 11.39
Beta 0.62 1.18 1.45
Price to Sales (TTM) 0.55 6.27 6.06
Price to Book (MRQ) 0.92 4.06 2.72
Price to Tangible Book (MRQ) 1.05 4.40 2.81
Price to Cash Flow (TTM) 4.51 71.67 23.44
% Owned Institutions -- 2.69 0.70

Dividends

  Company industry sector
Dividend Yield -- 1.57 1.98
Dividend Yield - 5 Year Avg 3.02 1.14 2.06
Dividend 5 Year Growth Rate 11.80 15.99 21.44
Payout Ratio(TTM) 48.83 19.22 18.67

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 10.87 20.03 16.61
Sales (TTM) vs TTM 1 Yr. Ago 9.96 15.87 10.60
Sales - 5 Yr. Growth Rate 3.11 15.27 13.72
EPS (MRQ) vs Qtr. 1 Yr. Ago 23.17 7.44 36.33
EPS (TTM) vs TTM 1 Yr. Ago 30.38 -- --
EPS - 5 Yr. Growth Rate 1.14 16.11 10.18
Capital Spending - 5 Yr. Growth Rate 11.00 12.35 19.10

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.27 0.04
Current Ratio (MRQ) 4.84 0.88 1.63
LT Debt to Equity (MRQ) 127.97 189.77 33.84
Total Debt to Equity (MRQ) 143.46 256.43 73.42
Interest Coverage (TTM) -- 54.73 11.06

Profitability Ratios

  Company industry sector
Gross Margin (TTM) 93.43 45.18 3.34
Gross Margin - 5 Yr. Avg. 93.89 45.34 3.00
EBITD Margin (TTM) 40.21 -- --
EBITD - 5 Yr. Avg 43.24 22.19 47.97
Operating Margin (TTM) 13.31 16.84 34.59
Operating Margin - 5 Yr. Avg. 14.08 -26.23 40.53
Pre-Tax Margin (TTM) 13.31 18.32 35.07
Pre-Tax Margin - 5 Yr. Avg. 14.08 -25.77 41.02
Net Profit Margin (TTM) 9.70 12.48 27.79
Net Profit Margin - 5 Yr. Avg. 10.21 -31.66 32.50
Effective Tax Rate (TTM) 27.17 25.98 20.97
Effective Tax Rate - 5 Yr. Avg. 27.46 27.09 20.78

Efficiency

  Company industry sector
Revenue/Employee (TTM) 104,778 53,018,481 58,305,088
Net Income/Employee (TTM) 10,161 9,060,678 21,024,362
Receivable Turnover (TTM) 0.84 97.69 13,378.05
Inventory Turnover (TTM) -- 153.31 1.33
Asset Turnover (TTM) 0.65 0.13 0.02

Management Effectiveness

  Company industry sector
Return on Assets (TTM) 6.27 1.52 2.58
Return on Assets - 5 Yr. Avg. 8.08 2.24 2.79
Return on Investment (TTM) 7.43 2.07 0.45
Return on Investment - 5 Yr. Avg. 9.58 3.23 0.46
Return on Equity (TTM) 17.99 10.52 15.43
Return on Equity - 5 Yr. Avg. 20.42 18.26 19.79

Growth for International Personal Finance PLC

  1 Year 3 Year 5 Year
Sales % 2.91 0.44 3.11
EPS (TTM) % 17.88 -6.32 1.14
Dividend % 0.00 10.06 11.80
Note: Units in Millions of US Dollars
» View Financial Statements

Performance for International Personal Finance PLC

Period %
Actual		 % vs.
S&P 500		 Rank In
Industry		 Industry
Rank
4 Week -7.39 -9.30 49 42
13 Week 16.20 13.18 99 63
26 Week 15.35 12.06 99 65
52 Week -28.66 -34.18 36 48
YTD 14.48 7.41 99 81
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

International Personal Finance PLC News

Institutional Holders

% Shares Owned: 0.00%
# of Holders: 123
Total Shares Held: 246,279,522
3 Mo. Net Change: -633,723
# New Positions: 2
# Closed Positions: 0
# Increased Positions: 8
# Reduced Positions: 13
# Net Buyers: -5
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Market Views

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