International Personal Finance PLC (IPF.L)
IPF.L on London Stock Exchange
201.20GBp
17 Dec 2018
201.20GBp
17 Dec 2018
Change (% chg)
-2.60 (-1.28%)
-2.60 (-1.28%)
Prev Close
203.80
203.80
Open
212.40
212.40
Day's High
212.40
212.40
Day's Low
201.20
201.20
Volume
84,859
84,859
Avg. Vol
287,120
287,120
52-wk High
259.97
259.97
52-wk Low
162.91
162.91
Revenue & Earnings Per Share
| Revenue* | Earnings Per Share** | ||
|---|---|---|---|
| FY 2018 | Jun '18 | 418.90 | 0.159 |
| FY 2017 | Dec '17 | 425.00 | 0.064 |
| Jun '17 | 400.80 | 0.130 | |
| FY 2016 | Dec '16 | 395.30 | 0.208 |
| Jun '16 | 361.50 | 0.106 |
*Note: Units in Millions ofBritish Pounds
**Note: Units in British Pounds
Consensus Estimates Analysis
| # of Estimates | Mean | High | Low | 1 Year Ago | |
|---|---|---|---|---|---|
| SALES (in millions) | |||||
| Year Ending Dec-18 | 3 | 845.27 | 856.60 | 837.70 | 867.27 |
| Year Ending Dec-19 | 3 | 909.77 | 925.20 | 901.70 | 931.14 |
| Earnings (per share) | |||||
| Year Ending Dec-18 | 4 | 31.13 | 32.10 | 30.62 | 31.02 |
| Year Ending Dec-19 | 4 | 31.23 | 35.01 | 27.90 | 34.73 |
Sales and Profit Figures in British Pound (GBP);
Valuation Ratios
| Company | industry | sector | ||
|---|---|---|---|---|
| P/E Ratio (TTM) | 5.84 | 44.45 | 19.31 | |
| P/E High - Last 5 Yrs. | 15.30 | 31.85 | 24.39 | |
| P/E Low - Last 5 Yrs. | 5.51 | 9.85 | 11.47 | |
| Beta | 0.62 | 1.29 | 1.45 | |
| Price to Sales (TTM) | 0.55 | 6.91 | 6.11 | |
| Price to Book (MRQ) | 0.92 | 4.48 | 2.74 | |
| Price to Tangible Book (MRQ) | 1.05 | 4.85 | 2.83 | |
| Price to Cash Flow (TTM) | 4.51 | 79.39 | 23.58 | |
| % Owned Institutions | -- | 3.02 | 0.70 | |
Dividends
| Company | industry | sector | ||
|---|---|---|---|---|
| Dividend Yield | -- | 1.29 | 1.98 | |
| Dividend Yield - 5 Year Avg | 3.02 | 0.94 | 2.06 | |
| Dividend 5 Year Growth Rate | 11.80 | 16.07 | 21.63 | |
| Payout Ratio(TTM) | 48.83 | 16.42 | 18.64 | |
Growth Rates
| Company | industry | sector | ||
|---|---|---|---|---|
| Sales (MRQ) vs Qtr. 1 Yr. Ago | 10.87 | 21.73 | 15.93 | |
| Sales (TTM) vs TTM 1 Yr. Ago | 9.96 | 17.00 | 10.62 | |
| Sales - 5 Yr. Growth Rate | 3.11 | 17.16 | 13.83 | |
| EPS (MRQ) vs Qtr. 1 Yr. Ago | 23.17 | 5.50 | 35.89 | |
| EPS (TTM) vs TTM 1 Yr. Ago | 30.38 | -- | -- | |
| EPS - 5 Yr. Growth Rate | 1.14 | 18.10 | 10.27 | |
| Capital Spending - 5 Yr. Growth Rate | 11.00 | 14.49 | 19.24 | |
Financial Strength
| Company | industry | sector | |
|---|---|---|---|
| Quick Ratio (MRQ) | -- | 0.30 | 0.04 |
| Current Ratio (MRQ) | 4.84 | 0.99 | 1.65 |
| LT Debt to Equity (MRQ) | 127.97 | 195.66 | 32.96 |
| Total Debt to Equity (MRQ) | 143.46 | 264.37 | 71.87 |
| Interest Coverage (TTM) | -- | 61.03 | 9.85 |
Profitability Ratios
| Company | industry | sector | ||
|---|---|---|---|---|
| Gross Margin (TTM) | 93.43 | 39.56 | 3.06 | |
| Gross Margin - 5 Yr. Avg. | 93.89 | 39.67 | 2.93 | |
| EBITD Margin (TTM) | 40.21 | -- | -- | |
| EBITD - 5 Yr. Avg | 43.24 | 21.29 | 48.22 | |
| Operating Margin (TTM) | 13.31 | 17.47 | 34.75 | |
| Operating Margin - 5 Yr. Avg. | 14.08 | -31.37 | 40.80 | |
| Pre-Tax Margin (TTM) | 13.31 | 19.09 | 35.20 | |
| Pre-Tax Margin - 5 Yr. Avg. | 14.08 | -30.89 | 41.25 | |
| Net Profit Margin (TTM) | 9.70 | 12.88 | 27.88 | |
| Net Profit Margin - 5 Yr. Avg. | 10.21 | -37.00 | 32.66 | |
| Effective Tax Rate (TTM) | 27.17 | 26.61 | 21.00 | |
| Effective Tax Rate - 5 Yr. Avg. | 27.46 | 27.82 | 20.89 | |
Efficiency
| Company | industry | sector | ||
|---|---|---|---|---|
| Revenue/Employee (TTM) | 104,778 | 59,483,469 | 46,595,879 | |
| Net Income/Employee (TTM) | 10,161 | 10,155,331 | 16,044,597 | |
| Receivable Turnover (TTM) | 0.84 | 101.75 | 6,762.83 | |
| Inventory Turnover (TTM) | -- | 171.65 | 1.35 | |
| Asset Turnover (TTM) | 0.65 | 0.12 | 0.02 | |
Management Effectiveness
| Company | industry | sector | ||
|---|---|---|---|---|
| Return on Assets (TTM) | 6.27 | 1.49 | 2.58 | |
| Return on Assets - 5 Yr. Avg. | 8.08 | 2.20 | 2.80 | |
| Return on Investment (TTM) | 7.43 | 2.05 | 0.44 | |
| Return on Investment - 5 Yr. Avg. | 9.58 | 3.21 | 0.45 | |
| Return on Equity (TTM) | 17.99 | 11.12 | 15.50 | |
| Return on Equity - 5 Yr. Avg. | 20.42 | 19.65 | 19.93 | |
| 1 Year | 3 Year | 5 Year | |
|---|---|---|---|
| Sales % | 2.91 | 0.44 | 3.11 |
| EPS (TTM) % | 17.88 | -6.32 | 1.14 |
| Dividend % | 0.00 | 10.06 | 11.80 |
Note: Units in Millions of US Dollars
Performance for International Personal Finance PLC
| Period | % Actual |
% vs. S&P 500 |
Rank In Industry |
Industry Rank |
|---|---|---|---|---|
| 4 Week | -7.39 | -9.30 | 51 | 41 |
| 13 Week | 16.20 | 13.18 | 99 | 71 |
| 26 Week | 15.35 | 12.06 | 99 | 75 |
| 52 Week | -28.66 | -34.18 | 36 | 58 |
| YTD | 14.48 | 7.41 | 99 | 87 |
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.
Institutional Holders
| % Shares Owned: | 0.00% |
| # of Holders: | 94 |
| Total Shares Held: | 233,896,552 |
| 3 Mo. Net Change: | -4,318,802 |
| # New Positions: | 0 |
| # Closed Positions: | 4 |
| # Increased Positions: | 5 |
| # Reduced Positions: | 19 |
| # Net Buyers: | -14 |
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