Edition:
United Kingdom

International Personal Finance PLC (IPF.L)

IPF.L on London Stock Exchange

169.60GBp
24 May 2019
Change (% chg)

6.60 (+4.05%)
Prev Close
163.00
Open
166.80
Day's High
171.40
Day's Low
157.40
Volume
113,882
Avg. Vol
184,712
52-wk High
254.60
52-wk Low
155.00

Revenue & Earnings Per Share

    Revenue* Earnings Per Share**
FY 2018 Dec '18 447.50 0.163
Jun '18 418.90 0.159
FY 2017 Dec '17 425.00 0.064
Jun '17 400.80 0.130
 
*Note: Units in Millions ofBritish Pounds
**Note: Units in British Pounds

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Year Ending Dec-19 4 917.33 926.40 906.30 934.62
Year Ending Dec-20 4 975.75 994.70 940.10 974.40
Earnings (per share)
Year Ending Dec-19 5 27.37 28.80 23.37 33.75
Year Ending Dec-20 5 32.02 33.11 31.10 38.00
Sales and Profit Figures in British Pound (GBP);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 5.84 40.57 19.18
P/E High - Last 5 Yrs. 15.30 29.79 24.08
P/E Low - Last 5 Yrs. 5.51 9.30 11.35
Beta 0.62 1.18 1.45
Price to Sales (TTM) 0.55 7.89 5.76
Price to Book (MRQ) 0.92 4.06 2.71
Price to Tangible Book (MRQ) 1.05 5.17 2.80
Price to Cash Flow (TTM) 4.51 71.54 23.31
% Owned Institutions -- 2.69 0.70

Dividends

  Company industry sector
Dividend Yield -- 1.58 1.98
Dividend Yield - 5 Year Avg 3.02 1.14 2.06
Dividend 5 Year Growth Rate 11.80 15.99 21.23
Payout Ratio(TTM) 48.83 19.22 18.80

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 10.87 20.01 17.12
Sales (TTM) vs TTM 1 Yr. Ago 9.96 15.86 10.72
Sales - 5 Yr. Growth Rate 3.11 15.26 13.72
EPS (MRQ) vs Qtr. 1 Yr. Ago 23.17 7.66 36.72
EPS (TTM) vs TTM 1 Yr. Ago 30.38 -- --
EPS - 5 Yr. Growth Rate 1.14 16.10 10.12
Capital Spending - 5 Yr. Growth Rate 11.00 12.33 18.94

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.27 0.05
Current Ratio (MRQ) 4.84 0.88 1.64
LT Debt to Equity (MRQ) 127.97 189.84 33.88
Total Debt to Equity (MRQ) 143.46 256.47 73.56
Interest Coverage (TTM) -- 54.62 13.67

Profitability Ratios

  Company industry sector
Gross Margin (TTM) 93.43 45.14 3.45
Gross Margin - 5 Yr. Avg. 93.89 45.28 3.11
EBITD Margin (TTM) 40.21 -- --
EBITD - 5 Yr. Avg 43.24 22.21 47.91
Operating Margin (TTM) 13.31 16.87 36.20
Operating Margin - 5 Yr. Avg. 14.08 -26.13 40.49
Pre-Tax Margin (TTM) 13.31 18.38 36.73
Pre-Tax Margin - 5 Yr. Avg. 14.08 -25.65 40.98
Net Profit Margin (TTM) 9.70 12.54 29.43
Net Profit Margin - 5 Yr. Avg. 10.21 -31.54 32.49
Effective Tax Rate (TTM) 27.17 25.95 21.07
Effective Tax Rate - 5 Yr. Avg. 27.46 27.07 20.81

Efficiency

  Company industry sector
Revenue/Employee (TTM) 104,778 52,910,782 57,708,351
Net Income/Employee (TTM) 10,161 9,042,886 20,804,188
Receivable Turnover (TTM) 0.84 97.49 13,236.69
Inventory Turnover (TTM) -- 153.00 1.33
Asset Turnover (TTM) 0.65 0.13 0.02

Management Effectiveness

  Company industry sector
Return on Assets (TTM) 6.27 1.53 2.59
Return on Assets - 5 Yr. Avg. 8.08 2.25 2.80
Return on Investment (TTM) 7.43 2.08 0.47
Return on Investment - 5 Yr. Avg. 9.58 3.23 0.48
Return on Equity (TTM) 17.99 10.54 15.38
Return on Equity - 5 Yr. Avg. 20.42 18.26 19.69
  1 Year 3 Year 5 Year
Sales % 2.91 0.44 3.11
EPS (TTM) % 17.88 -6.32 1.14
Dividend % 0.00 10.06 11.80
Note: Units in Millions of US Dollars

Performance for International Personal Finance PLC

Period %
Actual
% vs.
S&P 500
Rank In
Industry
Industry
Rank
4 Week -7.39 -9.30 61 43
13 Week 16.20 13.18 99 64
26 Week 15.35 12.06 99 66
52 Week -28.66 -34.18 45 49
YTD 14.48 7.41 99 82
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

Institutional Holders

% Shares Owned: 0.00%
# of Holders: 126
Total Shares Held: 231,103,028
3 Mo. Net Change: 4,159,293
# New Positions: 1
# Closed Positions: 0
# Increased Positions: 6
# Reduced Positions: 3
# Net Buyers: 3
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