International Personal Finance PLC (IPF.L)
IPF.L on London Stock Exchange
169.60GBp
24 May 2019
169.60GBp
24 May 2019
Change (% chg)
6.60 (+4.05%)
6.60 (+4.05%)
Prev Close
163.00
163.00
Open
166.80
166.80
Day's High
171.40
171.40
Day's Low
157.40
157.40
Volume
113,882
113,882
Avg. Vol
184,712
184,712
52-wk High
254.60
254.60
52-wk Low
155.00
155.00
Revenue & Earnings Per Share
| Revenue* | Earnings Per Share** | ||
|---|---|---|---|
| FY 2018 | Dec '18 | 447.50 | 0.163 |
| Jun '18 | 418.90 | 0.159 | |
| FY 2017 | Dec '17 | 425.00 | 0.064 |
| Jun '17 | 400.80 | 0.130 |
*Note: Units in Millions ofBritish Pounds
**Note: Units in British Pounds
Consensus Estimates Analysis
| # of Estimates | Mean | High | Low | 1 Year Ago | |
|---|---|---|---|---|---|
| SALES (in millions) | |||||
| Year Ending Dec-19 | 4 | 917.33 | 926.40 | 906.30 | 934.62 |
| Year Ending Dec-20 | 4 | 975.75 | 994.70 | 940.10 | 974.40 |
| Earnings (per share) | |||||
| Year Ending Dec-19 | 5 | 27.37 | 28.80 | 23.37 | 33.75 |
| Year Ending Dec-20 | 5 | 32.02 | 33.11 | 31.10 | 38.00 |
Sales and Profit Figures in British Pound (GBP);
Valuation Ratios
| Company | industry | sector | ||
|---|---|---|---|---|
| P/E Ratio (TTM) | 5.84 | 40.57 | 19.18 | |
| P/E High - Last 5 Yrs. | 15.30 | 29.79 | 24.08 | |
| P/E Low - Last 5 Yrs. | 5.51 | 9.30 | 11.35 | |
| Beta | 0.62 | 1.18 | 1.45 | |
| Price to Sales (TTM) | 0.55 | 7.89 | 5.76 | |
| Price to Book (MRQ) | 0.92 | 4.06 | 2.71 | |
| Price to Tangible Book (MRQ) | 1.05 | 5.17 | 2.80 | |
| Price to Cash Flow (TTM) | 4.51 | 71.54 | 23.31 | |
| % Owned Institutions | -- | 2.69 | 0.70 | |
Dividends
| Company | industry | sector | ||
|---|---|---|---|---|
| Dividend Yield | -- | 1.58 | 1.98 | |
| Dividend Yield - 5 Year Avg | 3.02 | 1.14 | 2.06 | |
| Dividend 5 Year Growth Rate | 11.80 | 15.99 | 21.23 | |
| Payout Ratio(TTM) | 48.83 | 19.22 | 18.80 | |
Growth Rates
| Company | industry | sector | ||
|---|---|---|---|---|
| Sales (MRQ) vs Qtr. 1 Yr. Ago | 10.87 | 20.01 | 17.12 | |
| Sales (TTM) vs TTM 1 Yr. Ago | 9.96 | 15.86 | 10.72 | |
| Sales - 5 Yr. Growth Rate | 3.11 | 15.26 | 13.72 | |
| EPS (MRQ) vs Qtr. 1 Yr. Ago | 23.17 | 7.66 | 36.72 | |
| EPS (TTM) vs TTM 1 Yr. Ago | 30.38 | -- | -- | |
| EPS - 5 Yr. Growth Rate | 1.14 | 16.10 | 10.12 | |
| Capital Spending - 5 Yr. Growth Rate | 11.00 | 12.33 | 18.94 | |
Financial Strength
| Company | industry | sector | |
|---|---|---|---|
| Quick Ratio (MRQ) | -- | 0.27 | 0.05 |
| Current Ratio (MRQ) | 4.84 | 0.88 | 1.64 |
| LT Debt to Equity (MRQ) | 127.97 | 189.84 | 33.88 |
| Total Debt to Equity (MRQ) | 143.46 | 256.47 | 73.56 |
| Interest Coverage (TTM) | -- | 54.62 | 13.67 |
Profitability Ratios
| Company | industry | sector | ||
|---|---|---|---|---|
| Gross Margin (TTM) | 93.43 | 45.14 | 3.45 | |
| Gross Margin - 5 Yr. Avg. | 93.89 | 45.28 | 3.11 | |
| EBITD Margin (TTM) | 40.21 | -- | -- | |
| EBITD - 5 Yr. Avg | 43.24 | 22.21 | 47.91 | |
| Operating Margin (TTM) | 13.31 | 16.87 | 36.20 | |
| Operating Margin - 5 Yr. Avg. | 14.08 | -26.13 | 40.49 | |
| Pre-Tax Margin (TTM) | 13.31 | 18.38 | 36.73 | |
| Pre-Tax Margin - 5 Yr. Avg. | 14.08 | -25.65 | 40.98 | |
| Net Profit Margin (TTM) | 9.70 | 12.54 | 29.43 | |
| Net Profit Margin - 5 Yr. Avg. | 10.21 | -31.54 | 32.49 | |
| Effective Tax Rate (TTM) | 27.17 | 25.95 | 21.07 | |
| Effective Tax Rate - 5 Yr. Avg. | 27.46 | 27.07 | 20.81 | |
Efficiency
| Company | industry | sector | ||
|---|---|---|---|---|
| Revenue/Employee (TTM) | 104,778 | 52,910,782 | 57,708,351 | |
| Net Income/Employee (TTM) | 10,161 | 9,042,886 | 20,804,188 | |
| Receivable Turnover (TTM) | 0.84 | 97.49 | 13,236.69 | |
| Inventory Turnover (TTM) | -- | 153.00 | 1.33 | |
| Asset Turnover (TTM) | 0.65 | 0.13 | 0.02 | |
Management Effectiveness
| Company | industry | sector | ||
|---|---|---|---|---|
| Return on Assets (TTM) | 6.27 | 1.53 | 2.59 | |
| Return on Assets - 5 Yr. Avg. | 8.08 | 2.25 | 2.80 | |
| Return on Investment (TTM) | 7.43 | 2.08 | 0.47 | |
| Return on Investment - 5 Yr. Avg. | 9.58 | 3.23 | 0.48 | |
| Return on Equity (TTM) | 17.99 | 10.54 | 15.38 | |
| Return on Equity - 5 Yr. Avg. | 20.42 | 18.26 | 19.69 | |
| 1 Year | 3 Year | 5 Year | |
|---|---|---|---|
| Sales % | 2.91 | 0.44 | 3.11 |
| EPS (TTM) % | 17.88 | -6.32 | 1.14 |
| Dividend % | 0.00 | 10.06 | 11.80 |
Note: Units in Millions of US Dollars
Performance for International Personal Finance PLC
| Period | % Actual |
% vs. S&P 500 |
Rank In Industry |
Industry Rank |
|---|---|---|---|---|
| 4 Week | -7.39 | -9.30 | 61 | 43 |
| 13 Week | 16.20 | 13.18 | 99 | 64 |
| 26 Week | 15.35 | 12.06 | 99 | 66 |
| 52 Week | -28.66 | -34.18 | 45 | 49 |
| YTD | 14.48 | 7.41 | 99 | 82 |
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.
Institutional Holders
| % Shares Owned: | 0.00% |
| # of Holders: | 126 |
| Total Shares Held: | 231,103,028 |
| 3 Mo. Net Change: | 4,159,293 |
| # New Positions: | 1 |
| # Closed Positions: | 0 |
| # Increased Positions: | 6 |
| # Reduced Positions: | 3 |
| # Net Buyers: | 3 |
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