International Personal Finance PLC (IPF.L)
IPF.L on London Stock Exchange
234.80GBp
4:10pm BST
234.80GBp
4:10pm BST
Change (% chg)
7.80 (+3.44%)
7.80 (+3.44%)
Prev Close
227.00
227.00
Open
230.00
230.00
Day's High
235.40
235.40
Day's Low
223.40
223.40
Volume
65,618
65,618
Avg. Vol
332,143
332,143
52-wk High
259.97
259.97
52-wk Low
172.25
172.25
Revenue & Earnings Per Share
| Revenue* | Earnings Per Share** | ||
|---|---|---|---|
| FY 2018 | Jun '18 | 418.90 | 0.159 |
| FY 2017 | Dec '17 | 425.00 | 0.064 |
| Jun '17 | 400.80 | 0.130 | |
| FY 2016 | Dec '16 | 395.30 | 0.208 |
| Jun '16 | 361.50 | 0.106 |
*Note: Units in Millions ofBritish Pounds
**Note: Units in British Pounds
Consensus Estimates Analysis
| # of Estimates | Mean | High | Low | 1 Year Ago | |
|---|---|---|---|---|---|
| SALES (in millions) | |||||
| Year Ending Dec-18 | 3 | 841.97 | 856.60 | 831.60 | 881.53 |
| Year Ending Dec-19 | 3 | 906.13 | 925.20 | 891.50 | 955.21 |
| Earnings (per share) | |||||
| Year Ending Dec-18 | 4 | 31.22 | 32.06 | 30.62 | 32.29 |
| Year Ending Dec-19 | 4 | 33.31 | 35.01 | 31.80 | 35.60 |
Sales and Profit Figures in British Pound (GBP);
Valuation Ratios
| Company | industry | sector | ||
|---|---|---|---|---|
| P/E Ratio (TTM) | 5.84 | 54.78 | 19.70 | |
| P/E High - Last 5 Yrs. | 15.30 | 32.84 | 26.99 | |
| P/E Low - Last 5 Yrs. | 5.51 | 10.99 | 11.52 | |
| Beta | 0.62 | 1.25 | 1.47 | |
| Price to Sales (TTM) | 0.55 | 8.86 | 5.85 | |
| Price to Book (MRQ) | 0.92 | 4.20 | 2.75 | |
| Price to Tangible Book (MRQ) | 1.05 | 4.63 | 2.86 | |
| Price to Cash Flow (TTM) | 4.51 | 99.72 | 24.44 | |
| % Owned Institutions | -- | 3.50 | 0.85 | |
Dividends
| Company | industry | sector | ||
|---|---|---|---|---|
| Dividend Yield | -- | 1.21 | 1.99 | |
| Dividend Yield - 5 Year Avg | 3.02 | 0.95 | 2.08 | |
| Dividend 5 Year Growth Rate | 11.80 | 15.40 | 21.95 | |
| Payout Ratio(TTM) | 48.83 | 16.07 | 18.87 | |
Growth Rates
| Company | industry | sector | ||
|---|---|---|---|---|
| Sales (MRQ) vs Qtr. 1 Yr. Ago | 10.87 | 21.02 | 15.98 | |
| Sales (TTM) vs TTM 1 Yr. Ago | 9.96 | 17.53 | 11.18 | |
| Sales - 5 Yr. Growth Rate | 3.11 | 19.59 | 14.07 | |
| EPS (MRQ) vs Qtr. 1 Yr. Ago | 23.17 | 2.91 | 36.61 | |
| EPS (TTM) vs TTM 1 Yr. Ago | 30.38 | -- | -- | |
| EPS - 5 Yr. Growth Rate | 1.14 | 18.66 | 10.50 | |
| Capital Spending - 5 Yr. Growth Rate | 11.00 | 14.56 | 19.53 | |
Financial Strength
| Company | industry | sector | |
|---|---|---|---|
| Quick Ratio (MRQ) | -- | 0.20 | 0.05 |
| Current Ratio (MRQ) | 4.84 | 0.87 | 2.06 |
| LT Debt to Equity (MRQ) | 127.97 | 180.40 | 31.53 |
| Total Debt to Equity (MRQ) | 143.46 | 242.83 | 71.24 |
| Interest Coverage (TTM) | -- | 41.03 | 9.01 |
Profitability Ratios
| Company | industry | sector | ||
|---|---|---|---|---|
| Gross Margin (TTM) | 93.43 | 37.26 | 3.43 | |
| Gross Margin - 5 Yr. Avg. | 93.89 | 41.95 | 3.27 | |
| EBITD Margin (TTM) | 40.21 | -- | -- | |
| EBITD - 5 Yr. Avg | 43.24 | 22.65 | 48.28 | |
| Operating Margin (TTM) | 13.31 | 19.73 | 36.04 | |
| Operating Margin - 5 Yr. Avg. | 14.08 | -39.43 | 40.93 | |
| Pre-Tax Margin (TTM) | 13.31 | 19.87 | 36.57 | |
| Pre-Tax Margin - 5 Yr. Avg. | 14.08 | -41.44 | 41.42 | |
| Net Profit Margin (TTM) | 9.70 | 13.53 | 29.23 | |
| Net Profit Margin - 5 Yr. Avg. | 10.21 | -47.73 | 32.80 | |
| Effective Tax Rate (TTM) | 27.17 | 27.21 | 21.02 | |
| Effective Tax Rate - 5 Yr. Avg. | 27.46 | 27.76 | 20.95 | |
Efficiency
| Company | industry | sector | ||
|---|---|---|---|---|
| Revenue/Employee (TTM) | 104,778 | 27,050,554 | 57,813,782 | |
| Net Income/Employee (TTM) | 10,161 | 4,660,584 | 20,252,969 | |
| Receivable Turnover (TTM) | 0.84 | 122.50 | 8,592.31 | |
| Inventory Turnover (TTM) | -- | 104.85 | 0.97 | |
| Asset Turnover (TTM) | 0.65 | 0.10 | 0.02 | |
Management Effectiveness
| Company | industry | sector | ||
|---|---|---|---|---|
| Return on Assets (TTM) | 6.27 | 1.35 | 2.61 | |
| Return on Assets - 5 Yr. Avg. | 8.08 | 2.14 | 2.85 | |
| Return on Investment (TTM) | 7.43 | 1.88 | 0.48 | |
| Return on Investment - 5 Yr. Avg. | 9.58 | 3.19 | 0.51 | |
| Return on Equity (TTM) | 17.99 | 9.41 | 15.44 | |
| Return on Equity - 5 Yr. Avg. | 20.42 | 18.06 | 19.99 | |
| 1 Year | 3 Year | 5 Year | |
|---|---|---|---|
| Sales % | 2.91 | 0.44 | 3.11 |
| EPS (TTM) % | 17.88 | -6.32 | 1.14 |
| Dividend % | 0.00 | 10.06 | 11.80 |
Note: Units in Millions of US Dollars
Performance for International Personal Finance PLC
| Period | % Actual |
% vs. S&P 500 |
Rank In Industry |
Industry Rank |
|---|---|---|---|---|
| 4 Week | -7.39 | -9.30 | 49 | 34 |
| 13 Week | 16.20 | 13.18 | 99 | 72 |
| 26 Week | 15.35 | 12.06 | 99 | 77 |
| 52 Week | -28.66 | -34.18 | 37 | 56 |
| YTD | 14.48 | 7.41 | 99 | 91 |
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.
Institutional Holders
| % Shares Owned: | 0.00% |
| # of Holders: | 99 |
| Total Shares Held: | 228,507,003 |
| 3 Mo. Net Change: | 8,193,017 |
| # New Positions: | 4 |
| # Closed Positions: | 1 |
| # Increased Positions: | 17 |
| # Reduced Positions: | 6 |
| # Net Buyers: | 11 |
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